I just received a text that I am 99.9% sure is a scam, since I do not have an account with HFS. The text notifying me a payment is due in three days and referencing the last four digits of the account number, with a link to make a payment. Other than reporting as “junk” and deleting it, is there anything else I should do?
I get these…all…day…long. Block if you can. or report as phising, or junk, or simply delete it.
Thank you for the response. I’ll report it and delete. 
How To Report Spam Text Messages
If you get an unwanted text message, there are three ways to report it:
- Copy the message and forward it to 7726 (SPAM). This helps your wireless provider spot and block similar messages in the future.
- Report it on the messaging app you use. Look for the option to report junk or spam.
- Report it to the FTC at ReportFraud.ftc.gov.
from How to Recognize and Report Spam Text Messages | Consumer Advice (ftc.gov)