Oh, it is best to avoid it. Be careful where you expose any personal info. I just have my doubts about that service being worth the effort. It looks to me like when they tell you about something, it’s after it’s already happened.
I don’t know if this is the best solution, but I froze my credit with all 3 credit bureaus. I’m at a point where I’m not going to be applying for more credit or loans, and if I do, I can unfreeze them (the process is different for each bureau and may have a $5 charge). But I’m pretty sure nobody can open up credit in my name.
It was also a good opportunity to clean up accounts each credit bureau had – many had been closed for years and were still listed on my credit report.
I also put purchase alerts on credit cards that allow it, so I’m notified whenever a purchase is made.
I had Lifelock for several years, which got bought by Norton. I didn’t know whether it helped or not, but I didn’t like the Norton interface – hard to tell what services I had, and I wasn’t sure how much help they would be if my identity were stolen. So I let it lapse. If I change my mind, there are a number of identity theft services.
For now, I try to be careful where my information goes.