$12 per year lifetime subscription to Proton's Password manager

Avira password has free version

That’s the problem with most subscriptions. So I created several virtual card numbers on Citi bank. I set the expire date ten months out so it cannot auto renew. I get an email saying my card is expired. So I either reset the date or let it die out.

I have about fifteen accounts [including fire, auto, etc on VCC’s so when I die, my family won’t have to try to cancel auto pays. They will all just expire.