Today I got a flyer in the mail (with my name on it) to sign up for Gerber Life insurance. As you probably know, this is not the best way to buy life insurance, and is typically marketed to new parents. I haven’t gotten anything similar in the mail for many years.
Two months ago, my daughter (same last name, same address), gave birth to a baby. She is on my insurance, and so the hospital had my name as the named insured for her. That’s my only connection to the hospital, and they don’t even have a record of me visiting (unless they’re doing facial recognition at the door). They also attempted to charge my insurance for the baby’s care after he was born, but the charge was denied. My insurer sent me an EOB saying they would reconsider the charges after I add him as my child (which I can’t do because he isn’t my child).
Which of these two parties do you think sold my name to Gerber? The hospital (I was never listed as a patient or the father) or my health insurer? I may end up complaining to both my state insurance commissioner and my state’s health department about both just to be on the safe side.