I have been a member of Walmart+ since December 2024 (because I am an ADA person with restricted mobility). I also decided to enrol on OnePay card due to the benefits described by Team Clark. Shortly after I got it, I noticed that my credit score dropped by a significant number of points on your credit report. To cancel and close this account cost me a significant amount of time. I closed it finally, but it is still reported on all the 3 credit bureaus. I also noticed that my information has been stolen, and 5 accounts in 5 different states were “opened” and used for a large number of purchases. I do not recommend this option to other customers, but that would be your personal decision.
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