New Shell Credit Card has another big catch

1

Clark’s email from today (3/22/26) had an article about Shell’s new credit card having a big catch, which turned out to be restrictions on how the rewards can be used, and that they expire. However, this card has another big caveat that will probably be a deal-breaker for me.

I have had a Shell MasterCard for over a decade, but this month it was moved from Citi to something called Imprint. The gotcha for me is that they require you to give them your banking information for payments. If you do not (and I will not), they will use your bank’s online bill-pay system, but only with your bank mailing them a paper check. They do not accept those payments electronically, which makes hitting a fixed due-date difficult. I hope that changes eventually, but until it does, I will not be using this card.

2

Another card Clark recommends, the Citi Double Cash, has started requiring paper checks as well from our bank (Schwab). The first month they required it we were not informed ahead and were worried the check would be late (it wasn’t). Since then we have to pay the balance immediately to make sure it gets there in time. I assume this is the reason they do this - wanting you to pay it early or hoping the check doesn’t clear in time and you owe interest.