I"m 67 and have been on an advantage plan. My carrier BCBS of Kansas City, stopped offering them so I could change to a supplement without underwriting if I want. But I went to a Humana plan. I don’t travel a lot but they have something like 90,000 doctors in my plan.
I have lived with the “denial” system all my work life so that would be nothing new. I am at peace that if I get a serious condition, I will use what I have here. I know with a Supplement I could go to MD Anderson or teh Mayo Clinic, and they might not accept mine, but the last thing I think I’d want to do if I’m sick is travel. I’m relatively healthy, but I several of the people in my cycling group are in their late 70’s and 80’s and have Advantage plans, and all seem to like them.