My homeowners premium went up 78% but it took 11 years. We haven’t made any claims. We’ve prevented some claims over the years, like by staying within hearing distance of the washing machine so when it malfunctioned we could stop the water before it caused any damage, and emptying the sump with a scoop into 5 gallon buckets during the pouring rain and power outage way past our bedtime to prevent it from flooding the basement. It sucks paying all that money and then feeling like you can’t make any claims, or having your premiums skyrocket when you do.
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