As this video indicates, the situation in question is not good.
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Noted! Homeowners insurance is a hot topic and will come back around, as it’s discussed several times throughout the year.
In the meantime, here are some of Clark’s most recent discussions about homeowners insurance, as it relates to areas prone to flooding, fires, and other environmental concerns - like California and Florida. He gives tips on how to minimize the chances of getting dropped and how to minimize costs as prices continue to rise.
The Problem with Home Insurance: https://www.youtube.com/watch?v=OMRx0HGuQSw
Homeowners Insurance - Know Before You Buy: https://www.youtube.com/watch?v=MKM-f0BD3DI