No one cares.
Yes for the1/3 that pay off their balance in full, there’s little concern. That said, there are some who struggle to plan ahead for the emergence and they get CC or personal loan debt and then still others who are just irresponsible. Having an emergency fund and truly estimating those repairs can ensure that you use credit cards for transaction convenience rather than a borrowing source especially at high interest rates
People who follow Clark aren’t getting new credit cards for such purposes, and certainly not at the average annual percentage rates purportedly in the linked article. It’s a useless click-bait article by the Washington Examiner, which found a mark here.