Our credit union is at 9% personal loan 3.94% car loan, and 10.25% credit card
There probably are better options out there
The prime rate is 4.75%
Pay all your debts off
Absolutely. We are in a severe bind right now so the goal is to stop the bleeding. The goal is a tourniquet
Good advice. Currently paying 5% interest on all debts except 2.625% for the mortgage.
Good luck, many people are facing hard things.
Smartpolitics, is the credit card in question a fixed-rate credit card? I can’t say that Navy Federal Credit Union offers such a card at the present time. (For the record, both me and Clark Howard are NFCU members.)
No I believe it’s 5.5% above prime
I’m thinking of taking a credit and I’m looking for some banks with good terms. I found acima credit here, but the rate is almost 12% and some reviews are really negative.
PenFed or maybe other credit unions credit cards