Tell us about your experience (or someone you know) with buying a vehicle with a credit card.
Will they even let you? We bought a car recently and had to reserve it with $1000 deposit until the dealer received it. They would only take debit, no credit, for the deposit.
Yes in 2012 I bought a 2012 Hyundai Sonata, price was about $23-24K on an Alaska Airlines Visa card. The dealer was out of my state and I put a $500 deposit on it over the phone with my Visa. When I arrived to pick it up I asked If they could put the whole thing on it, they said yes!
In 2022 I put a $5,000 deposit on a 2022 Volvo XC-40 EV and when I asked them to do the whole thing on my Visa card they said no.
It pays to ask… 
I have tried twice to purchase cars with a CC and they would only let me put $2,000 on the CC. Neither would let me put the whole amount on the card.
I have been able to put deposits on a credit card, but no luck with the full purchase.
1 Like
The most recent two Toyotas I bought, they would only allow $3000 on a card. They forgot to add my $500 integrated dash cam to the purchase so I said put it on the card. They forgot to charge the $500 deposit for my son’s car so they added it to the card after the sale. ($3500 each car)
I would have charged the whole car if they’d let me. Love my points. $16k to chase and $29k to B of A.
If you have or will… remember something… the end user always pays.