Thanks for sharing! I already use the Citi Custom Cash card for restaurants, like you. We have Winco for groceries in town, and 5% cash back anywhere else is still more expensive than using debit-card at Winco (they don’t take credit cards). But I’ll look into the US Bank card you mentioned and see if it fits any “category spending” my wife and I do. I have to limit the number of cards, since she HATES juggling between them based on where they are used.. And I’m fine with that.
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