If you have both a IRA and a Roth IRA can you use the back door Roth while not working?
I am 60, trying keep my income low etc.
If I am taking the standard deduction. I am wondering if I can maximize this by moving a little using the back door method?
@ratbert2k is right in that what you are describing is not a back-door Roth. You are simply converting from pre-tax Traditional to post-tax Roth IRA. However, you are smart to want to do this when your income is low to minimize taxes. Keep in mind that there is a 5-year rule for withdrawing from the Roth after conversion.