SFGATE: "'We don't feel it's right': Costco is the latest company to crack down on membership sharing"

There is the possibility of using a Costco cash card to get in and shop as a non-member.

I remember wanting to use an Amex card at Sams Club which didn’t take it. As I remember, I went across the street to Walmart and bought a cash card with my Amex and used that cash card at Sams to pay for the item.