All this has got me to thinking… I’m a Flagship member and get e-statements etc., so I don’t pay any fees. But now we’re retired and spending the money, so eventually I’ll drop below $1M. Am I then going to get hit with fees? There used to be low-balance fees, does that even exist any more? Would be kinda rude to have been a Vanguard investor since 1985, built up my portfolio to 7 figures, then get charged stupid fees in my old age. I guess I could look online to see all their fees. Maybe I will tomorrow when I’m less tired and seeing straight.