I currently have an annual policy which bundles my home and auto insurance coverage. It is due to be renewed in November. How early should I shop for insurance? Should I wait until I get a renewal notice or is it better to shop around in advance?
I usually do it when I get my renewal, which is about a month in advance. That way, I can just send the Decaration pages to other insurance providers to get comparable quotes.
Do you leave the pricing on the pages?
Excellent question. I black out all pricing info with a sharpie and then scan to a PDF.
I do it EVERY January. Dont assume there hasnt been a change in a year. And ask when they last got a rate increase !
Where can I find legitimate find home owner and auto insurance quote? I feel all these information’s you give are mostly sensitive yet you have to broadcast to the internet. You know that they will sale your info for extra income for sure .
I started shopping too early. Amica for example will only quote 30 days in advance. Other insurers did quote longer. I ended up requoting a couple of policies once I was in the 30 day window. If I had it to do over again, I would shop 20-30 days before the renewal date.