Great bonus available before 1-28 for savings account

[Jane]

I know it’s late notice but CIT bank, one of the top interest rate banks consistently in the newsletter, is offering a bonus on a platinum savings account if it is opened by 1-28-26 and funded within 30 days with the appropriate amount of money. The bonuses available are 225 for a 25000 deposit of new money or 300 for a 50k deposit. The apy is 3.65% at those levels. It is one of the highest rates I found for liquid cash savings accounts. This is NOT citibank! The account must be opened by month’s end but can be funded within 30 days to qualify for the bonus, which is paid within 60 days of that. The platinum savings account must be opened with the promo code PS2025. Details are online. I’ve compared the interest rate with a bonus of 225 (for the 25k balance) to a slightly higher interest rate of 3.9% and found it to come out ahead through at least the 2 year mark given my tax rate. That said, my research shows the additional 25k, if you have it, is better invested elsewhere.