I believe that the initial check by the credit union is a soft inquiry and should not affect your credit score. Check with your credit union.
Related topics
| Topic | Replies | Views | Activity | |
|---|---|---|---|---|
|
My mortgage was bought out
|
11 | 874 | December 19, 2025 | |
| Best option for someone with no credit score but high net worth | 9 | 962 | March 12, 2024 | |
| Hard Inquiries with Permission | 1 | 381 | March 21, 2025 | |
| Credit Application Rejection | 6 | 602 | March 21, 2025 | |
| Credit Score Makes No Sense | 17 | 1266 | May 14, 2024 |