Please don’t call other people stupid without investigating first (I have 3 post graduate degrees, 2 MS + 1 MPM)
NHS, England, salary through taxes, not profit. OOPS, it’s a FG Clusterfk right now.
France (my former country) Securite Sociale, and Germany (also my former country) Krankenkasse. They seem to be holding for now. But you have 2 tracks: public & private. Of course only the rich can afford the private route (although there are complimentaire de sante assurances, since I no longer live there it’s complex).
I do not argue for Med practices losing money, of course not, it would just lead for more med wasteland, hence counterproductive. But I do argue for patients getting their money’s worth. And I attest that I really, really not feel that way.
So, unlike you, I’m not calling you stupid. I’m just asking that you consider all factors in the life of your patient. Maybe a bit more empathy?