# \#cash **URL:** https://community.clark.com/tag/cash/4.md [Latest](https://community.clark.com/latest.md) · [Categories](https://community.clark.com/categories.md) · [Tags](https://community.clark.com/tags.md) --- ## [Trying to Get Better With My Monthly Budget](https://community.clark.com/t/trying-to-get-better-with-my-monthly-budget/9870)
**Author:** [@parker](https://community.clark.com/u/parker)\ **Replies:** 6\ **Last updated:** [September 19, 2026, 6:09pm UTC](https://community.clark.com/t/trying-to-get-better-with-my-monthly-budget/9870 "2026-09-19T18:09:51Z")
Hello everyone I’m making an effort to take money management more seriously and reduce needless monthly spending. I’ve started paying closer attention to how I spend my money and I’d love to know what money-saving strate… --- ## [What’s one monthly expense you managed to cut without really missing it?](https://community.clark.com/t/what-s-one-monthly-expense-you-managed-to-cut-without-really-missing-it/9842)
**Author:** [@emmajohnd](https://community.clark.com/u/emmajohnd)\ **Replies:** 8\ **Last updated:** [September 17, 2026, 3:27pm UTC](https://community.clark.com/t/what-s-one-monthly-expense-you-managed-to-cut-without-really-missing-it/9842 "2026-09-17T15:27:44Z")
I’ve been looking at some of my regular monthly expenses lately and realized that a few things I pay for have just become automatic. It got me wondering what other people have been able to cut without feeling like they … --- ## [Want to Start a new Small Businese, Where to Start?](https://community.clark.com/t/want-to-start-a-new-small-businese-where-to-start/9774)
**Author:** [@moedansol](https://community.clark.com/u/moedansol)\ **Replies:** 9\ **Last updated:** [September 15, 2026, 5:36pm UTC](https://community.clark.com/t/want-to-start-a-new-small-businese-where-to-start/9774 "2026-09-15T17:36:46Z")
I’m thinking about starting a small business and would appreciate some advice from people who have been through the process. I have around $1 million available to invest, but I don’t want to rush into something without d… --- ## [The best 5% cash back cards available](https://community.clark.com/t/the-best-5-cash-back-cards-available/9720)
**Author:** [@FmMaj9\_NoName](https://community.clark.com/u/FmMaj9_NoName)\ **Replies:** 0\ **Last updated:** [August 19, 2026, 3:23pm UTC](https://community.clark.com/t/the-best-5-cash-back-cards-available/9720 "2026-08-19T15:23:34Z")
On August 19, 2026, I got a Clark email with an article about 5% cash back cards, and their caveats. They mentioned a few cards, but failed to mention the best one out there: the Chase Amazon card. It offers 5% cash back… --- ## [Credit Card Points Hack - Get more Value from your Points](https://community.clark.com/t/credit-card-points-hack-get-more-value-from-your-points/8570)
**Author:** [@PFA\_in\_ATL](https://community.clark.com/u/PFA_in_ATL)\ **Replies:** 7\ **Last updated:** [August 19, 2026, 3:13pm UTC](https://community.clark.com/t/credit-card-points-hack-get-more-value-from-your-points/8570 "2026-08-19T15:13:50Z")
Dear Clarkies, A listener recently called in with a gripe: “Why can’t I get a check from my 2% cash-back cards anymore?” Specifically, they mentioned Wells Fargo Active Cash and Citi Double Cash. Clark’s response? This… --- ## [Finding the Best CD Rates](https://community.clark.com/t/finding-the-best-cd-rates/8822)
**Author:** [@SeattleBaker](https://community.clark.com/u/SeattleBaker)\ **Replies:** 0\ **Last updated:** [January 8, 2026, 11:19pm UTC](https://community.clark.com/t/finding-the-best-cd-rates/8822 "2026-01-08T23:19:52Z")
Even though CD rates have fallen, I found this map that shows you where the top CD rates are in every state. You can subscribe and they send you emails with the best CD rates. Anybody use this site? --- ## [Certificate of Deposit Rates](https://community.clark.com/t/certificate-of-deposit-rates/8821)
**Author:** [@SeattleBaker](https://community.clark.com/u/SeattleBaker)\ **Replies:** 0\ **Last updated:** [January 8, 2026, 11:17pm UTC](https://community.clark.com/t/certificate-of-deposit-rates/8821 "2026-01-08T23:17:14Z")
CDs are popular in retirement and I found this map that shows you where the top CD rates are in every state. You can subscribe and they send you emails with the best CD rates. Anybody use this site? --- ## [Tokyo Travel & getting cash](https://community.clark.com/t/tokyo-travel-getting-cash/5649)
**Author:** [@Meop](https://community.clark.com/u/Meop)\ **Replies:** 6\ **Last updated:** [October 27, 2025, 7:04am UTC](https://community.clark.com/t/tokyo-travel-getting-cash/5649 "2025-10-27T07:04:07Z")
I am planning a trip to Tokyo, Japan. From. What I hear Japan, most places don’t take credit cards, cash only and the best thing to do is get cash directly from ATMs vs. waiting in line to convert U.S. currency. My probl… --- ## [Best Non-Stick Cookware, Expert Reviews](https://community.clark.com/t/best-non-stick-cookware-expert-reviews/7970)
**Author:** [@smith11](https://community.clark.com/u/smith11)\ **Replies:** 4\ **Last updated:** [July 21, 2025, 2:28pm UTC](https://community.clark.com/t/best-non-stick-cookware-expert-reviews/7970 "2025-07-21T14:28:04Z")
I have researched about the best non-stick cookware over the past few days because I’m planning to upgrade my kitchen essentials. I read in-depth reviews from Consumer Reports, Wirecutter (New York Times), and America’s … --- ## [Fund recovery companies](https://community.clark.com/t/fund-recovery-companies/7500)
**Author:** [@mfranch83](https://community.clark.com/u/mfranch83)\ **Replies:** 2\ **Last updated:** [April 18, 2025, 8:00pm UTC](https://community.clark.com/t/fund-recovery-companies/7500 "2025-04-18T20:00:14Z")
So, I recently got a letter from a company called “GOVRECOVER”. They claim I am entitled to receive money back from my university due to an over payment. It appears to be from about 10yrs ago & the amount stated is about… --- ## [Paid surveys and personal information](https://community.clark.com/t/paid-surveys-and-personal-information/3749)
**Author:** [@Dave\_Leas](https://community.clark.com/u/Dave_Leas)\ **Replies:** 1\ **Last updated:** [November 1, 2023, 6:20am UTC](https://community.clark.com/t/paid-surveys-and-personal-information/3749 "2023-11-01T06:20:24Z")
I wanted to start Doing whatever I could to make some extra money including taking paid surveys et cetera I’ve been wondering about putting my breast date down and taking a survey with survey junkie or another money mak… --- ## [Important things solo travellers should carry this summer](https://community.clark.com/t/important-things-solo-travellers-should-carry-this-summer/2946)
**Author:** [@jasminfernandes](https://community.clark.com/u/jasminfernandes)\ **Replies:** 3\ **Last updated:** [September 23, 2024, 11:46pm UTC](https://community.clark.com/t/important-things-solo-travellers-should-carry-this-summer/2946 "2024-09-23T23:46:46Z")
Summer is on and if you are planning to explore new places and travelling solo then here are some important things you must carry with you: Universal adapter, extension cord and power bank : Carry them so that you stay… --- ## [How much taxable money to keep around in early retirement?](https://community.clark.com/t/how-much-taxable-money-to-keep-around-in-early-retirement/5624)
**Author:** [@ochotona](https://community.clark.com/u/ochotona)\ **Replies:** 4\ **Last updated:** [July 18, 2024, 4:57pm UTC](https://community.clark.com/t/how-much-taxable-money-to-keep-around-in-early-retirement/5624 "2024-07-18T16:57:29Z")
It occurs to me that if I were to spend down my taxable money in early retirement, which makes sense from a certain present-day tax-minimization point of view, I could run into problems if I needed or wanted money… becau… --- ## [Clark: Safety of Treasury Money Market Funds “a hair superior” to FDIC insured accounts](https://community.clark.com/t/clark-safety-of-treasury-money-market-funds-a-hair-superior-to-fdic-insured-accounts/5575)
**Author:** [@p1g1](https://community.clark.com/u/p1g1)\ **Replies:** 0\ **Last updated:** [June 25, 2024, 6:34pm UTC](https://community.clark.com/t/clark-safety-of-treasury-money-market-funds-a-hair-superior-to-fdic-insured-accounts/5575 "2024-06-25T18:34:19Z")
High interest cash savings options include FDIC insured Money Market Accounts at online banks. Another option is Treasury Money Market Funds at Fidelity, Vanguard etc. Clark addressed the safety issue with this comment … --- ## [Retirement Fund Strategy for late starter](https://community.clark.com/t/retirement-fund-strategy-for-late-starter/4541)
**Author:** [@frugal831](https://community.clark.com/u/frugal831)\ **Replies:** 10\ **Last updated:** [March 4, 2024, 9:22pm UTC](https://community.clark.com/t/retirement-fund-strategy-for-late-starter/4541 "2024-03-04T21:22:54Z")
Hello! New member here… We’re targeting 15% of gross income towards retirement account. we currently have the following: CALPERS CALSTRS ROTH IRA via FidelityGo (maxed out) if we have extra money in the budget, wh… --- ## [Raisin, Lewis And Clark and FDIC](https://community.clark.com/t/raisin-lewis-and-clark-and-fdic/3752)
**Author:** [@Grampaw](https://community.clark.com/u/Grampaw)\ **Replies:** 0\ **Last updated:** [November 1, 2023, 6:49pm UTC](https://community.clark.com/t/raisin-lewis-and-clark-and-fdic/3752 "2023-11-01T18:49:43Z")
Raisin deposits your money in a custodial account at Lewis And Clark Bank. So if you have $250.000 deposited in each of three of their institutions, Is it still covered by FDIC? It should be noted that Raisin and othe… --- ## [Which MM or Savings do you stay with constantly?](https://community.clark.com/t/which-mm-or-savings-do-you-stay-with-constantly/2879)
**Author:** [@Simbinas](https://community.clark.com/u/Simbinas)\ **Replies:** 11\ **Last updated:** [June 15, 2023, 6:03pm UTC](https://community.clark.com/t/which-mm-or-savings-do-you-stay-with-constantly/2879 "2023-06-15T18:03:42Z")
I know this has been asked before but I don’t see anything really recent. Years ago, I moved from brick and mortar to online savings when ING, Emigrant, FNBO were the leader in rates (I am sure that ages me:) and over t… --- ## [Clark finally calls out Schwab for paying low interest on default "sweep cash"](https://community.clark.com/t/clark-finally-calls-out-schwab-for-paying-low-interest-on-default-sweep-cash/2276)
**Author:** [@ochotona](https://community.clark.com/u/ochotona)\ **Replies:** 0\ **Last updated:** [February 17, 2023, 11:15pm UTC](https://community.clark.com/t/clark-finally-calls-out-schwab-for-paying-low-interest-on-default-sweep-cash/2276 "2023-02-17T23:15:36Z")
I was 100% Schwab, now I’m mostly Fidelity. This is a concern and a key reason why I’m going to move more and more assets out of Schwab. You have to work to keep 100% invested. It’s not entirely easy because there is no …