# "Which Documents Should You Keep and for How Long?"

**URL:** <https://community.clark.com/t/which-documents-should-you-keep-and-for-how-long/9967>\
**Category:** Insurance\
**Created:** [October 22, 2026, 2:24pm UTC](https://community.clark.com/t/which-documents-should-you-keep-and-for-how-long/9967 "2026-10-22T14:24:09Z")\
**Posts on this page:** 5\
**Page:** 1

<div class="post-metadata">

**Author:** ![Rubbra](https://avatars.discourse-cdn.com/v4/letter/r/ec9cab/32.png) [@Rubbra](https://community.clark.com/u/Rubbra)\
**Post date:** [October 22, 2026, 2:24pm UTC](https://community.clark.com/t/which-documents-should-you-keep-and-for-how-long/9967/1 "2026-10-22T14:24:09Z")

</div>

Anyone have any thoughts on how long Inssurance Explanations of Benefits (EOBs) should be saved? The staff’s [recent guidance](https://clark.com/personal-finance-credit/how-long-keep-documents/?utm_source=Email&utm_medium=Newsletter&utm_campaign=ClarkDailyNewsletter&_bhlid=b833f74c43ecf22a78866b715356f8c07943f739) on how long to keep insurance policies is for as long as the policies are active, but I’m curious about these EOBs.

Thanks!

---

<div class="post-metadata">

**Author:** ![SonoranSilkies](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@SonoranSilkies](https://community.clark.com/u/SonoranSilkies)\
**Post date:** [October 24, 2026, 1:39pm UTC](https://community.clark.com/t/which-documents-should-you-keep-and-for-how-long/9967/2 "2026-10-24T13:39:44Z")

</div>

Sometimes within the last year I read a news story about Medicare or Tricare clawing back money they previously allowed nearly 10 years earlier.

---

<div class="post-metadata">

**Author:** ![Rubbra](https://avatars.discourse-cdn.com/v4/letter/r/ec9cab/32.png) [@Rubbra](https://community.clark.com/u/Rubbra)\
**Post date:** [October 24, 2026, 2:00pm UTC](https://community.clark.com/t/which-documents-should-you-keep-and-for-how-long/9967/3 "2026-10-24T14:00:57Z")

</div>

That seems like quite a rabbit hole, on my first web queries… Astonishing, if true

---

<div class="post-metadata">

**Author:** ![Nicki54](https://avatars.discourse-cdn.com/v4/letter/n/e274bd/32.png) [@Nicki54](https://community.clark.com/u/Nicki54)\
**Post date:** [October 25, 2026, 4:29am UTC](https://community.clark.com/t/which-documents-should-you-keep-and-for-how-long/9967/4 "2026-10-25T04:29:45Z")

</div>

I think that was Social Security that was planning to do claw backs last year. Can’t remember what ended up happening.

---

<div class="post-metadata">

**Author:** ![SonoranSilkies](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@SonoranSilkies](https://community.clark.com/u/SonoranSilkies)\
**Post date:** [October 25, 2026, 8:30am UTC](https://community.clark.com/t/which-documents-should-you-keep-and-for-how-long/9967/5 "2026-10-25T08:30:33Z")

</div>

No, I am definitely recalling a case or cases where medical coverage benefits that had previously been approved and paid was reconsidered years later, and the individuals involved received bills for thousands of dollars.