# When do new 2024 CD rates get posted?

**URL:** <https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989>\
**Category:** Investing\
**Created:** [December 11, 2023, 8:45pm UTC](https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989 "2023-12-11T20:45:56Z")\
**Posts on this page:** 9\
**Page:** 1

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**Author:** ![soldieradvocate](https://avatars.discourse-cdn.com/v4/letter/s/dfb087/32.png) [@soldieradvocate](https://community.clark.com/u/soldieradvocate)\
**Post date:** [December 11, 2023, 8:45pm UTC](https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989/1 "2023-12-11T20:45:56Z")

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CD will mature early January. When can I find out competitive rates from other banks?

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**Author:** ![ole1845](https://avatars.discourse-cdn.com/v4/letter/o/e495f1/32.png) [@ole1845](https://community.clark.com/u/ole1845)\
**Post date:** [December 11, 2023, 9:22pm UTC](https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989/2 "2023-12-11T21:22:42Z")

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Rates change too often to post a future rate. That’s like asking what the price of a stock will be on January 10th.

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**Author:** ![ochotona](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ochotona/32/293_2.png) [@ochotona](https://community.clark.com/u/ochotona)\
**Post date:** [December 13, 2023, 6:09pm UTC](https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989/3 "2023-12-13T18:09:56Z")

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Open an account at Schwab or Fidelity, they list brokered CDs there from many, many banks.

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**Author:** ![H200h](https://avatars.discourse-cdn.com/v4/letter/h/e79b87/32.png) [@H200h](https://community.clark.com/u/H200h)\
**Post date:** [December 13, 2023, 8:40pm UTC](https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989/4 "2023-12-13T20:40:49Z")

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> [@soldieradvocate](#):
>
> CD will mature early January. When can I find out competitive rates from other banks?

CD rates are specific to the CDs they quote. If your current CD will mature in Jan you’ll have to wait till then to take action, the quoted rates for the alternatives to your current CD will available at that time.

If you want to redeem your CD there could also be a waiting period after the CD matures to get the full amount.

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**Author:** ![ochotona](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ochotona/32/293_2.png) [@ochotona](https://community.clark.com/u/ochotona)\
**Post date:** [December 14, 2023, 6:46pm UTC](https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989/5 "2023-12-14T18:46:29Z")

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or look at [depositaccounts.com](http://depositaccounts.com)

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**Author:** ![Jane](https://avatars.discourse-cdn.com/v4/letter/j/ecb155/32.png) [@Jane](https://community.clark.com/u/Jane)\
**Post date:** [December 15, 2023, 9:57pm UTC](https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989/6 "2023-12-15T21:57:53Z")

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With the signaled three 0.25 pct fed decreases, it seems now right be the time to get a long term cd, if you have more money to save.

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**Author:** ![Nicki54](https://avatars.discourse-cdn.com/v4/letter/n/e274bd/32.png) [@Nicki54](https://community.clark.com/u/Nicki54)\
**Post date:** [December 16, 2023, 5:03am UTC](https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989/7 "2023-12-16T05:03:54Z")

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Do you mean decreases?

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**Author:** ![Jane](https://avatars.discourse-cdn.com/v4/letter/j/ecb155/32.png) [@Jane](https://community.clark.com/u/Jane)\
**Post date:** [December 16, 2023, 6:02am UTC](https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989/8 "2023-12-16T06:02:38Z")

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Yes, sorry. All fixed. Thank you.

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**Author:** ![G\_Parker](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/g_parker/32/2497_2.png) [@G\_Parker](https://community.clark.com/u/G_Parker)\
**Post date:** [December 17, 2023, 11:02pm UTC](https://community.clark.com/t/when-do-new-2024-cd-rates-get-posted/3989/9 "2023-12-17T23:02:48Z")

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I start looking a couple of weeks ahead, you get a sense of who has good rates and who doesn’t. I usually go with my credit union (WINGS) because they generally have the lowest rates plus it’s convenient.
