# What Is the Highest Credit Score?
**URL:** https://community.clark.com/t/what-is-the-highest-credit-score/8530
**Category:** Uncategorized
**Created:** [October 30, 2025, 2:47pm UTC](https://community.clark.com/t/what-is-the-highest-credit-score/8530 "2025-10-30T14:47:40Z")
**Posts on this page:** 4
**Page:** 1
### Author:  [@OU812](https://community.clark.com/u/OU812)
#### Post date: [October 30, 2025, 2:47pm UTC](https://community.clark.com/t/what-is-the-highest-credit-score/8530/1 "2025-10-30T14:47:40Z")
An article published today from Clark says the highest FICO credit score is 850. My CITI Costco card says my FICO score is 862. So who is correct here?
> **[What Is the Highest Credit Score?](https://clark.com/credit/highest-credit-score/)**
>
> What is the highest credit score possible and what are some of the best ways to get closer to that high score? Read this expert advice.
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### Author:  [@butler](https://community.clark.com/u/butler)
#### Post date: [October 31, 2025, 1:02pm UTC](https://community.clark.com/t/what-is-the-highest-credit-score/8530/2 "2025-10-31T13:02:04Z")
There are multiple scoring models (FICO, Vantage) and then there are different versions of each model. So it just depends on which one Citibank subscribes to for their customers….
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### Author:  [@OU812](https://community.clark.com/u/OU812)
#### Post date: [October 31, 2025, 5:46pm UTC](https://community.clark.com/t/what-is-the-highest-credit-score/8530/3 "2025-10-31T17:46:22Z")
Well, CITI says it uses Equifax. It says my FICO score is 862 and shows a chart going up to 900. But Clark’s article says:
[FICO](https://www.fico.com/) and [VantageScore](https://vantagescore.com/), the two best-known credit rating products, both use scales ranging from 300 to 850. **The highest credit score possible is 850.**
And doesn’t specify any particular agency. So it appears the article is incorrect. I was hoping by posting this, someone from Clarks group could clarify.
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### Author:  [@p1g1](https://community.clark.com/u/p1g1)
#### Post date: [November 1, 2025, 12:56pm UTC](https://community.clark.com/t/what-is-the-highest-credit-score/8530/4 "2025-11-01T12:56:24Z")
Clark is referring to the general credit scores which have a range up to 850.
There are also separate industry specific scores. You received a Bankcard score of 862.The FICO Bankcard Score 8 is a type of industry-specific FICO Score that has a range to 900 and was created for credit card issuers.