I’ve tried both… I prefer rich… 
Wish i would have realized how fast the years fly by and you’re into retirement. I would have saved more in my younger years. I was a late starter and when my employer went belly up our retirement fund was under funded to the tune of 800 million so all the employees were screwed big time. We all now receive a mere pittance of what we should have received upon retirement from the PBGC. Oh well, life goes on.