# What Are Your Views On Plan N
**URL:** https://community.clark.com/t/what-are-your-views-on-plan-n/8740
**Category:** Uncategorized
**Created:** [December 16, 2025, 12:28am UTC](https://community.clark.com/t/what-are-your-views-on-plan-n/8740 "2025-12-16T00:28:08Z")
**Posts on this page:** 2
**Page:** 1
### Author:  [@crench](https://community.clark.com/u/crench)
#### Post date: [December 16, 2025, 12:28am UTC](https://community.clark.com/t/what-are-your-views-on-plan-n/8740/1 "2025-12-16T00:28:08Z")
What are your views on Plan N ?
Looks like the only difference with Plan G is a very small co pay and no excess charge coverage (8 states don’t permit excess charges) looks like the premium is about 2/3 of what G is.
And it seems the premiums don’t increase as much as the others.
Does anyone have Plan N ? are you happy with it ?
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### Author:  [@noon45](https://community.clark.com/u/noon45)
#### Post date: [December 17, 2025, 5:53am UTC](https://community.clark.com/t/what-are-your-views-on-plan-n/8740/2 "2025-12-17T05:53:23Z")
I have been comparing them too Plan N makes a lot of sense if you want strong coverage but with lower premiums, and the copays haven’t been a deal-breaker for me so far Good choice for many people as long as you are okay with potential excess charges and the occasional office visit copay.