# Vanguard Target Fund or Wellington **URL:** \ **Category:** Investing\ **Created:** [April 4, 2023, 2:18am UTC](https://community.clark.com/t/vanguard-target-fund-or-wellington/2568 "2023-04-04T02:18:57Z")\ **Posts on this page:** 3\ **Page:** 2
**Author:** ![Jane](https://avatars.discourse-cdn.com/v4/letter/j/ecb155/32.png) [@Jane](https://community.clark.com/u/Jane)\ **Post date:** [April 8, 2023, 6:23am UTC](https://community.clark.com/t/vanguard-target-fund-or-wellington/2568/22 "2023-04-08T06:23:42Z")
I have VTSAX. It has performed well for me. Also consider VBIAX. Vanguard has a roboadvisor that is very inexpensive. They also have a more expensive but still reasonable Personal Advisor management system, which I use for part of my funds. You can answer their questionnaire to see what is best for you. Once you retire, you are restricted to P.A. P.A. will arrange a phone call with an advisor and a written plan for you before you even sign up, so theoretically, you could opt out yet still follow the plan. I’ve had target funds in my retirement account for many years. They seem okay but I probably could have done better. I bought them before I had a clue about investing. ---
**Author:** ![robertpri](https://avatars.discourse-cdn.com/v4/letter/r/ec9cab/32.png) [@robertpri](https://community.clark.com/u/robertpri)\ **Post date:** [April 8, 2023, 6:30am UTC](https://community.clark.com/t/vanguard-target-fund-or-wellington/2568/23 "2023-04-08T06:30:39Z")
> [@Jane](#): > > I bought them before I had a clue about investing. I’ve been investing for decades and **still** don’t have a clue. ---
**Author:** ![H200h](https://avatars.discourse-cdn.com/v4/letter/h/e79b87/32.png) [@H200h](https://community.clark.com/u/H200h)\ **Post date:** [April 8, 2023, 3:58pm UTC](https://community.clark.com/t/vanguard-target-fund-or-wellington/2568/24 "2023-04-08T15:58:19Z")
> [@robertpri](#): > > I’ve been investing for decades and **still** don’t have a clue. Clues are hard to see in the road ahead, but… when looking in your rear-view they are usually pretty easy to spot. 🤓 [Previous page](https://community.clark.com/t/vanguard-target-fund-or-wellington/2568.md?page=1)