# Vanguard does have “Fraud Protection”. I thought they didn’t **URL:** \ **Category:** Uncategorized\ **Created:** [December 27, 2024, 4:33pm UTC](https://community.clark.com/t/vanguard-does-have-fraud-protection-i-thought-they-didn-t/6753 "2024-12-27T16:33:47Z")\ **Posts on this page:** 4\ **Page:** 2
**Author:** ![H200h](https://avatars.discourse-cdn.com/v4/letter/h/e79b87/32.png) [@H200h](https://community.clark.com/u/H200h)\ **Post date:** [January 4, 2025, 4:34pm UTC](https://community.clark.com/t/vanguard-does-have-fraud-protection-i-thought-they-didn-t/6753/21 "2025-01-04T16:34:52Z")
> [@ladybuglake](#): > > if you are in eTF funds, you do not pay extra for an advisor, do you? Vanguard ETF rates: > **[Brokerage services commission & fee schedules | Vanguard](https://investor.vanguard.com/client-benefits/brokerage-fees-commissions)** > > $0 online trades of dozens of Vanguard ETFs and about 1,800 ETFs from other companies -- plus $0 online trading for stocks, mutual funds, and so much more. ---
**Author:** ![ladybuglake](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ladybuglake/32/170_2.png) [@ladybuglake](https://community.clark.com/u/ladybuglake)\ **Post date:** [January 5, 2025, 4:42am UTC](https://community.clark.com/t/vanguard-does-have-fraud-protection-i-thought-they-didn-t/6753/22 "2025-01-05T04:42:00Z")
What is PA? You can buy ETFs on your own, and not sure how much more the fees are for IE. intelligent portfolio? ETFs do have built in minor fees. I have VG VOO, and a dividend ETF, and VOO is my favoriatre. I also have a health mutual fund with VG, which has done well, but non of it is managed, other than the small ETF fees that are built in. For most people the ETFs should be the easiest way to invest, and if they are indexed you do not pay a human for anything. ---
**Author:** ![ladybuglake](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ladybuglake/32/170_2.png) [@ladybuglake](https://community.clark.com/u/ladybuglake)\ **Post date:** [January 5, 2025, 4:48am UTC](https://community.clark.com/t/vanguard-does-have-fraud-protection-i-thought-they-didn-t/6753/23 "2025-01-05T04:48:14Z")
NO. ETFs take away need for human help. I was in both a energy and mineral mutual fund before ETFs with Vanguard, whih are “sectors”, and over 20 yrs did not do well, but I like their VOO ETF, and have a Health fund (before ETFs) Since ETFs cover same companies, I guess i could put the fund into the ETF, but i do not want to cash anything out, as those are good. If you have the individual stocks, a manager may help, but you would have to compare with how you do on your own. I tell anyone who likes risk, to take the top holdings in a ETF or Fund, and just invest what you would spend in the Casino. ETF actually does the same thing., and less likely to make a mistake. ---
**Author:** ![Jane](https://avatars.discourse-cdn.com/v4/letter/j/ecb155/32.png) [@Jane](https://community.clark.com/u/Jane)\ **Post date:** [January 9, 2025, 1:40am UTC](https://community.clark.com/t/vanguard-does-have-fraud-protection-i-thought-they-didn-t/6753/24 "2025-01-09T01:40:44Z")
PA is personal advisor service at Vanguard. Not sure what IE is… [Previous page](https://community.clark.com/t/vanguard-does-have-fraud-protection-i-thought-they-didn-t/6753.md?page=1)