# Um, should one GENERALLY be wary of businesses willing to accept customers with bad credit or no credit at all?

**URL:** <https://community.clark.com/t/um-should-one-generally-be-wary-of-businesses-willing-to-accept-customers-with-bad-credit-or-no-credit-at-all/6126>\
**Category:** Credit\
**Created:** [September 5, 2024, 11:34pm UTC](https://community.clark.com/t/um-should-one-generally-be-wary-of-businesses-willing-to-accept-customers-with-bad-credit-or-no-credit-at-all/6126 "2024-09-05T23:34:06Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![PropofolMask](https://avatars.discourse-cdn.com/v4/letter/p/6f9a4e/32.png) [@PropofolMask](https://community.clark.com/u/PropofolMask)\
**Post date:** [September 5, 2024, 11:34pm UTC](https://community.clark.com/t/um-should-one-generally-be-wary-of-businesses-willing-to-accept-customers-with-bad-credit-or-no-credit-at-all/6126/1 "2024-09-05T23:34:06Z")

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What if such a business sells jewelry, furniture, or cars?

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**Author:** ![SonoranSilkies](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@SonoranSilkies](https://community.clark.com/u/SonoranSilkies)\
**Post date:** [September 6, 2024, 4:26am UTC](https://community.clark.com/t/um-should-one-generally-be-wary-of-businesses-willing-to-accept-customers-with-bad-credit-or-no-credit-at-all/6126/2 "2024-09-06T04:26:48Z")

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Unless they are asking for credit/loan, how would the business know?

If they are asking to pay in installments or in full by a certain date, I would expect the business to run a credit check, that could affect approval or different terms.

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**Author:** ![B\_Cooper](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/b_cooper/32/3189_2.png) [@B\_Cooper](https://community.clark.com/u/B_Cooper)\
**Post date:** [September 15, 2024, 2:52am UTC](https://community.clark.com/t/um-should-one-generally-be-wary-of-businesses-willing-to-accept-customers-with-bad-credit-or-no-credit-at-all/6126/3 "2024-09-15T02:52:14Z")

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What kind of business? That is an extremely broad brushstroke question. I also have a couple decades in rent to own…so I may very well hold the answer to your question, but I don’t want to glaze everyone over with a general “well yes, no, but…” answer.

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**Author:** ![PropofolMask](https://avatars.discourse-cdn.com/v4/letter/p/6f9a4e/32.png) [@PropofolMask](https://community.clark.com/u/PropofolMask)\
**Post date:** [September 17, 2024, 3:34am UTC](https://community.clark.com/t/um-should-one-generally-be-wary-of-businesses-willing-to-accept-customers-with-bad-credit-or-no-credit-at-all/6126/4 "2024-09-17T03:34:04Z")

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Well, B\_Cooper, check out the commercials in this video:

[![](https://us1.discourse-cdn.com/flex016/uploads/clark/original/2X/a/aa4e57d06d95d6599999a1aaa49ee5a40d0c9271.jpeg "Paul From the Diamond Center is not my Uncle") ](https://www.youtube.com/watch?v=9v5wmJzBvX8)