# Um, is whole life insurance even worse than universal life insurance?

**URL:** <https://community.clark.com/t/um-is-whole-life-insurance-even-worse-than-universal-life-insurance/4634>\
**Category:** Life Insurance\
**Created:** [March 12, 2024, 11:01pm UTC](https://community.clark.com/t/um-is-whole-life-insurance-even-worse-than-universal-life-insurance/4634 "2024-03-12T23:01:31Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![PropofolMask](https://avatars.discourse-cdn.com/v4/letter/p/6f9a4e/32.png) [@PropofolMask](https://community.clark.com/u/PropofolMask)\
**Post date:** [March 12, 2024, 11:01pm UTC](https://community.clark.com/t/um-is-whole-life-insurance-even-worse-than-universal-life-insurance/4634/1 "2024-03-12T23:01:31Z")

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Clark Howard is clearly [not a fan](https://youtu.be/Z4alNQiross?si=Okit9K1urzMmh3w4&t=565) of universal life insurance or permanent life insurance in general. Does he think that whole life insurance is even worse than universal life insurance? Admittedly, Clark thinks it’s OK for **some** people to get [whole life insurance.](https://clark.com/insurance/life-insurance/term-life-vs-whole-life-insurance/)