# Saving during retirement

**URL:** <https://community.clark.com/t/saving-during-retirement/7169>\
**Category:** Retirement\
**Created:** [February 24, 2025, 5:08pm UTC](https://community.clark.com/t/saving-during-retirement/7169 "2025-02-24T17:08:59Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![Rondam](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/rondam/32/3828_2.png) [@Rondam](https://community.clark.com/u/Rondam)\
**Post date:** [February 24, 2025, 5:08pm UTC](https://community.clark.com/t/saving-during-retirement/7169/1 "2025-02-24T17:08:59Z")

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My Medicare Advantage Plan is great! I don’t know why Clark doesn’t like them. My plan covers everything I need plus I receive $300 a year towards glasses, $75 a month towards Over The Counter items, meal delivery thru them and $25 for each yearly screening I complete. I even have more Dental Benefits than what regular Medicare covers. I wouldn’t go without a Medicare Advantage Plan!

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**Author:** ![G\_Parker](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/g_parker/32/2497_2.png) [@G\_Parker](https://community.clark.com/u/G_Parker)\
**Post date:** [February 24, 2025, 6:18pm UTC](https://community.clark.com/t/saving-during-retirement/7169/2 "2025-02-24T18:18:40Z")

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Clark, A few months ago, YOU recommended that we should save 10% of take home pay that we get in retirement. Because of that email, we started saving 10% of my SSA immediately, then a few weeks later 10% of my husband’s SSA, and finally, 10% of his pension. It really makes a difference, thanks!

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**Author:** ![ochotona](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ochotona/32/293_2.png) [@ochotona](https://community.clark.com/u/ochotona)\
**Post date:** [February 25, 2025, 9:25pm UTC](https://community.clark.com/t/saving-during-retirement/7169/3 "2025-02-25T21:25:28Z")

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What is “saving during retirement?” That sounds like a contradiction in terms. In retirement you’re in distribution phase.

If you’re working, earning a wage, and saving some of it, fine - but you’re not retired!

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**Author:** ![H200h](https://avatars.discourse-cdn.com/v4/letter/h/e79b87/32.png) [@H200h](https://community.clark.com/u/H200h)\
**Post date:** [February 25, 2025, 10:06pm UTC](https://community.clark.com/t/saving-during-retirement/7169/4 "2025-02-25T22:06:01Z")

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> [@ochotona](#):
>
> What is “saving during retirement?”

I’ve been retired for over 15 years and saved money, (net gain cash,) every year since retiring.

Just because you stop working doesn’t mean you stop earning money.

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**Author:** ![ochotona](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ochotona/32/293_2.png) [@ochotona](https://community.clark.com/u/ochotona)\
**Post date:** [February 26, 2025, 5:01pm UTC](https://community.clark.com/t/saving-during-retirement/7169/5 "2025-02-26T17:01:15Z")

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I think we’re having a semantics issue… of course the portfolio is making interest and dividends in retirement. Every month or quarter. But retaining that cash and not spending it… I don’t call it savings. I consider it just what the portfolio does internally. To each their own.