If you make a contribution the author Jim Richmond, info@flexibleretirementplanner.com he will send you a perpetual license key and the watermarks will go away… I always tip him every year a few $. He saves me so much money… I owe him something.
The Flexible Retirement Planner results line up pretty well with Fidelity. I use both and take the more conservative one, which is Fidelity, but fidelity doesn’t do Roth conversion.
Jim is out on the Support Forum for the Software, so if you have questions, ask. Or you can ask me here. There is a learning curve!