# Pet Insurance Advice **URL:** \ **Category:** Uncategorized\ **Created:** [March 31, 2022, 5:47pm UTC](https://community.clark.com/t/pet-insurance-advice/250 "2022-03-31T17:47:32Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![JTraveler](https://avatars.discourse-cdn.com/v4/letter/j/9f8e36/32.png) [@JTraveler](https://community.clark.com/u/JTraveler)\ **Post date:** [March 31, 2022, 5:47pm UTC](https://community.clark.com/t/pet-insurance-advice/250/1 "2022-03-31T17:47:32Z")
Any recommendation on Pet Insurance for a Cat. Over the holidays, we ran up some significant costs (several thousand $'s), including overnight stay at a pert hospital Some names our vet gave us were Truppanion (this seems to require an exam first), nationwide, embrace and healthy paws. I hardly understand people health insurance Altho we’d prefer direct payment to Vet, we can live with reimbursement. If someone can recommends an insurer and explain what they did (the process), it would be appreciated. Thank you ---
**Author:** ![kcflyer](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/kcflyer/32/3346_2.png) [@kcflyer](https://community.clark.com/u/kcflyer)\ **Post date:** [March 31, 2022, 5:54pm UTC](https://community.clark.com/t/pet-insurance-advice/250/2 "2022-03-31T17:54:11Z")
I don’t have pet insurance, but the incident you had with your cat is likely to be considered a preexisting condition and would likely not be covered in the future. ---
**Author:** ![JTraveler](https://avatars.discourse-cdn.com/v4/letter/j/9f8e36/32.png) [@JTraveler](https://community.clark.com/u/JTraveler)\ **Post date:** [March 31, 2022, 6:06pm UTC](https://community.clark.com/t/pet-insurance-advice/250/3 "2022-03-31T18:06:37Z")
Thank you for your comment and yes, I assumed that would be the case but that is not an ongoing issue but there are a couple that are. ---
**Author:** ![ole1845](https://avatars.discourse-cdn.com/v4/letter/o/e495f1/32.png) [@ole1845](https://community.clark.com/u/ole1845)\ **Post date:** [May 28, 2022, 1:37pm UTC](https://community.clark.com/t/pet-insurance-advice/250/5 "2022-05-28T13:37:20Z")
Best is to have an emergency fund and pay for any unexpected pet bills out of that. ---
**Author:** ![RasputinII](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/rasputinii/32/334_2.png) [@RasputinII](https://community.clark.com/u/RasputinII)\ **Post date:** [May 28, 2022, 9:31pm UTC](https://community.clark.com/t/pet-insurance-advice/250/6 "2022-05-28T21:31:30Z")
Cash reserves are the cheapest form of insurance. Pre-existing conditions are covered. 😉 ---
**Author:** ![SonoranSilkies](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@SonoranSilkies](https://community.clark.com/u/SonoranSilkies)\ **Post date:** [May 29, 2022, 4:00am UTC](https://community.clark.com/t/pet-insurance-advice/250/7 "2022-05-29T04:00:49Z")
I’ve always considered that the only time it makes financial sense to have pet insurance is with a puppy or kitten. That said, having a vet or vet tech adult child also helps with costs… ---
**Author:** ![PricePerformer](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/priceperformer/32/159_2.png) [@PricePerformer](https://community.clark.com/u/PricePerformer)\ **Post date:** [May 30, 2022, 7:00pm UTC](https://community.clark.com/t/pet-insurance-advice/250/8 "2022-05-30T19:00:31Z")
I am reminded of the Army rule. When you have spent as much maintaining a vehicle as it’s initial cost… its time to scrap it. ---
**Author:** ![H200h](https://avatars.discourse-cdn.com/v4/letter/h/e79b87/32.png) [@H200h](https://community.clark.com/u/H200h)\ **Post date:** [May 30, 2022, 9:58pm UTC](https://community.clark.com/t/pet-insurance-advice/250/9 "2022-05-30T21:58:35Z")
I have a friend who has a ten thousand dollar dog. The reason I know the dog is worth $10K is cause he traded two five thousand dollar cats for it. 😐