# PACE HELOC anyone?

**URL:** <https://community.clark.com/t/pace-heloc-anyone/8962>\
**Category:** Home and Real Estate\
**Created:** [February 9, 2026, 9:26pm UTC](https://community.clark.com/t/pace-heloc-anyone/8962 "2026-02-09T21:26:45Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Cyncalgal](https://avatars.discourse-cdn.com/v4/letter/c/90ced4/32.png) [@Cyncalgal](https://community.clark.com/u/Cyncalgal)\
**Post date:** [February 9, 2026, 9:26pm UTC](https://community.clark.com/t/pace-heloc-anyone/8962/1 "2026-02-09T21:26:45Z")

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When searching the web for heloc alternatives I ran across this loan program for home repairs/renovations that doesn’t use your house as collateral your payback payments are attached to your property taxes. Anyone familiar with these? You get quotes and use their approved contractors whom they pay directly when job(s) is complete. Rates as low as 3.58.

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**Author:** ![SonoranSilkies](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@SonoranSilkies](https://community.clark.com/u/SonoranSilkies)\
**Post date:** [February 11, 2026, 5:44pm UTC](https://community.clark.com/t/pace-heloc-anyone/8962/2 "2026-02-11T17:44:50Z")

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I don’t see how this could work.