# Online Savings Banks **URL:** \ **Category:** Uncategorized\ **Created:** [December 22, 2022, 8:15pm UTC](https://community.clark.com/t/online-savings-banks/1858 "2022-12-22T20:15:36Z")\ **Posts on this page:** 14\ **Page:** 2
**Author:** ![HisXLNCEE](https://avatars.discourse-cdn.com/v4/letter/h/5f9b8f/32.png) [@HisXLNCEE](https://community.clark.com/u/HisXLNCEE)\ **Post date:** [January 19, 2023, 11:30pm UTC](https://community.clark.com/t/online-savings-banks/1858/21 "2023-01-19T23:30:44Z")
NO… No other accounts are required. It is a basic savings account. There is no “introductory” rate or a “limited time” or any other provisional rates involved. The only other thing that I found was they allowed only 6 withdrawals per month. You can have an unlimited amount of deposits. The only way to deposit is through a funds transfer that you can initiate WIINGS [ACCOUNT.TH](http://ACCOUNT.TH) THEM FROM YOUR ONLINE ACCOUNT PAGE FOR FREE. ---
**Author:** ![Rrchris](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/rrchris/32/1196_2.png) [@Rrchris](https://community.clark.com/u/Rrchris)\ **Post date:** [January 20, 2023, 12:12am UTC](https://community.clark.com/t/online-savings-banks/1858/22 "2023-01-20T00:12:53Z")
Thanks for sharing!! ---
**Author:** ![HisXLNCEE](https://avatars.discourse-cdn.com/v4/letter/h/5f9b8f/32.png) [@HisXLNCEE](https://community.clark.com/u/HisXLNCEE)\ **Post date:** [January 20, 2023, 1:01am UTC](https://community.clark.com/t/online-savings-banks/1858/23 "2023-01-20T01:01:27Z")
I just checked it again and the interest rate is 3.68%…with an APR 3.79%…I can’t remember what the difference in the two actually mean/are…but I’m at the age that I don’t even remember what I had for breakfast… Regards, ---
**Author:** ![sixtz4me](https://avatars.discourse-cdn.com/v4/letter/s/ba8739/32.png) [@sixtz4me](https://community.clark.com/u/sixtz4me)\ **Post date:** [January 20, 2023, 1:27am UTC](https://community.clark.com/t/online-savings-banks/1858/24 "2023-01-20T01:27:41Z")
Thank you! ---
**Author:** ![Rrchris](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/rrchris/32/1196_2.png) [@Rrchris](https://community.clark.com/u/Rrchris)\ **Post date:** [January 20, 2023, 1:34am UTC](https://community.clark.com/t/online-savings-banks/1858/25 "2023-01-20T01:34:06Z")
Join the club! I will go have a look at it. 3.68 is better than nothing and not having to tie up your savings for long periods of time. Thanks again =) ---
**Author:** ![sixtz4me](https://avatars.discourse-cdn.com/v4/letter/s/ba8739/32.png) [@sixtz4me](https://community.clark.com/u/sixtz4me)\ **Post date:** [January 21, 2023, 12:35am UTC](https://community.clark.com/t/online-savings-banks/1858/26 "2023-01-21T00:35:09Z")
Synchrony at this time is 3.75 savings and 14 month CD 4.60 ---
**Author:** ![Maymey](https://avatars.discourse-cdn.com/v4/letter/m/73ab20/32.png) [@Maymey](https://community.clark.com/u/Maymey)\ **Post date:** [January 21, 2023, 5:47am UTC](https://community.clark.com/t/online-savings-banks/1858/27 "2023-01-21T05:47:16Z")
I’m giving CIT Bank a test drive. Their online savings account is currently paying 4.05%, with no strings attached, as far as I can tell. I’ve seen it near the top of the list on [bankrate.com](http://bankrate.com) for a while. We’ll see how it goes. If anyone has had any negative experiences with them would you please let me know. ---
**Author:** ![Smartpolitics](https://avatars.discourse-cdn.com/v4/letter/s/65b543/32.png) [@Smartpolitics](https://community.clark.com/u/Smartpolitics)\ **Post date:** [January 21, 2023, 5:49am UTC](https://community.clark.com/t/online-savings-banks/1858/28 "2023-01-21T05:49:32Z")
> [@Ron\_Davis](#): > > have been happy with Capital One. I’m ready to close my Capital One accounts. Yuck. Fidelity MM is better for me and I love T-Bills ---
**Author:** ![Klimateguy](https://avatars.discourse-cdn.com/v4/letter/k/47e85d/32.png) [@Klimateguy](https://community.clark.com/u/Klimateguy)\ **Post date:** [January 21, 2023, 6:52pm UTC](https://community.clark.com/t/online-savings-banks/1858/29 "2023-01-21T18:52:17Z")
With a qualifying direct deposit of any amount, SoFi offers 3.75% on savings and 2.5% on checking. Who else offers that crazy amount on checking? ---
**Author:** ![sixtz4me](https://avatars.discourse-cdn.com/v4/letter/s/ba8739/32.png) [@sixtz4me](https://community.clark.com/u/sixtz4me)\ **Post date:** [January 21, 2023, 8:31pm UTC](https://community.clark.com/t/online-savings-banks/1858/30 "2023-01-21T20:31:28Z")
Thank you! ---
**Author:** ![akers](https://avatars.discourse-cdn.com/v4/letter/a/65b543/32.png) [@akers](https://community.clark.com/u/akers)\ **Post date:** [February 15, 2023, 9:17pm UTC](https://community.clark.com/t/online-savings-banks/1858/31 "2023-02-15T21:17:03Z")
I have a savings account at metabank and it offers 4%. It raised a little bit compared to last year. Generally, it’s a good bank, but I had some troubles with transferring money. I even contacted [metabank customer service](https://metabank.pissedconsumer.com/customer-service.html) for a couple of times because I couldn’t solve my problem by my own. ---
**Author:** ![sixtz4me](https://avatars.discourse-cdn.com/v4/letter/s/ba8739/32.png) [@sixtz4me](https://community.clark.com/u/sixtz4me)\ **Post date:** [February 15, 2023, 9:43pm UTC](https://community.clark.com/t/online-savings-banks/1858/32 "2023-02-15T21:43:08Z")
Thank you! ---
**Author:** ![idezotl](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/idezotl/32/1233_2.png) [@idezotl](https://community.clark.com/u/idezotl)\ **Post date:** [February 16, 2023, 1:05am UTC](https://community.clark.com/t/online-savings-banks/1858/33 "2023-02-16T01:05:57Z")
I’ve been with CIT since the end of December. So far so good with their savings account. I was able to setup ACH with my other accounts so I can easily transfer money. I chose them because of their % and the mention on [Clark.com](http://Clark.com) article. I remember the article talking about max yield was a good reason to go with CIT. Here is a similar article on [Clark.com](http://Clark.com). [# 7 of the Best High-Yield Online Savings Accounts in February 2023](https://clark.com/personal-finance-credit/banks-banking/best-savings-accounts/) See the chart toward the bottom ‘ **Other Savings Account Options** ’ ---
**Author:** ![sixtz4me](https://avatars.discourse-cdn.com/v4/letter/s/ba8739/32.png) [@sixtz4me](https://community.clark.com/u/sixtz4me)\ **Post date:** [February 16, 2023, 1:42pm UTC](https://community.clark.com/t/online-savings-banks/1858/34 "2023-02-16T13:42:28Z")
Thank you! [Previous page](https://community.clark.com/t/online-savings-banks/1858.md?page=1)