# OK for single, childless person to go without life insurance?

**URL:** <https://community.clark.com/t/ok-for-single-childless-person-to-go-without-life-insurance/4607>\
**Category:** Life Insurance\
**Created:** [March 9, 2024, 5:17am UTC](https://community.clark.com/t/ok-for-single-childless-person-to-go-without-life-insurance/4607 "2024-03-09T05:17:24Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![PropofolMask](https://avatars.discourse-cdn.com/v4/letter/p/6f9a4e/32.png) [@PropofolMask](https://community.clark.com/u/PropofolMask)\
**Post date:** [March 9, 2024, 5:17am UTC](https://community.clark.com/t/ok-for-single-childless-person-to-go-without-life-insurance/4607/1 "2024-03-09T05:17:24Z")

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Is it OK for a single, childless person like myself to **not** have life insurance? I had life insurance for a time in the 2000s, but I apparently had to give it up in order to get food stamp benefits.

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**Author:** ![butler](https://avatars.discourse-cdn.com/v4/letter/b/ac91a4/32.png) [@butler](https://community.clark.com/u/butler)\
**Post date:** [March 9, 2024, 5:38am UTC](https://community.clark.com/t/ok-for-single-childless-person-to-go-without-life-insurance/4607/2 "2024-03-09T05:38:45Z")

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I don’t see any reason why you would need it…you have no real beneficiary.

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**Author:** ![robertpri](https://avatars.discourse-cdn.com/v4/letter/r/ec9cab/32.png) [@robertpri](https://community.clark.com/u/robertpri)\
**Post date:** [March 9, 2024, 5:57am UTC](https://community.clark.com/t/ok-for-single-childless-person-to-go-without-life-insurance/4607/3 "2024-03-09T05:57:42Z")

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> [@PropofolMask](#):
>
> but I apparently had to give it up in order to get food stamp benefits.

Sounds like the right move.

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**Author:** ![ladybuglake](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ladybuglake/32/170_2.png) [@ladybuglake](https://community.clark.com/u/ladybuglake)\
**Post date:** [March 15, 2024, 10:59pm UTC](https://community.clark.com/t/ok-for-single-childless-person-to-go-without-life-insurance/4607/4 "2024-03-15T22:59:17Z")

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what the gov gives the gov can take away

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**Author:** ![Maymey](https://avatars.discourse-cdn.com/v4/letter/m/73ab20/32.png) [@Maymey](https://community.clark.com/u/Maymey)\
**Post date:** [March 17, 2024, 10:41am UTC](https://community.clark.com/t/ok-for-single-childless-person-to-go-without-life-insurance/4607/5 "2024-03-17T10:41:42Z")

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Life insurance is income insurance. If no one is dependent on your income there’s likely no need for it.