# Non owner umbrella auto liability policy

**URL:** https://community.clark.com/t/non-owner-umbrella-auto-liability-policy/7056
**Category:** Uncategorized
**Created:** [February 7, 2025, 10:07pm UTC](https://community.clark.com/t/non-owner-umbrella-auto-liability-policy/7056 "2025-02-07T22:07:18Z")
**Posts on this page:** 4
**Page:** 1

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### Author: ![markiemaple](https://avatars.discourse-cdn.com/v4/letter/m/5fc32e/32.png) [@markiemaple](https://community.clark.com/u/markiemaple)
#### Post date: [February 7, 2025, 10:07pm UTC](https://community.clark.com/t/non-owner-umbrella-auto-liability-policy/7056/1 "2025-02-07T22:07:18Z")

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When I rent I purchase SLP (supplemental liability policy) that has a combined single limit per accident equal to $300,000. The thing is I have approximately 1.5 million in assets, mostly in nonretirement accounts. Is there an insurance provider that would offer an umbrella policy to someone like me who rents a car maybe five or six times a year? Live in Minnesota and my only other insurance is apartment renters through State Farm. Thanks all!

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### Author: ![505badgolfer](https://avatars.discourse-cdn.com/v4/letter/5/e99b99/32.png) [@505badgolfer](https://community.clark.com/u/505badgolfer)
#### Post date: [February 8, 2025, 1:42am UTC](https://community.clark.com/t/non-owner-umbrella-auto-liability-policy/7056/2 "2025-02-08T01:42:15Z")

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Interesting question. Id recommend contacting an insurance broker, not a captive agent. You might also want to check if a platinum credit card would offer this coverage. I’d start my search with American Express.

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### Author: ![p1g1](https://avatars.discourse-cdn.com/v4/letter/p/cab0a1/32.png) [@p1g1](https://community.clark.com/u/p1g1)
#### Post date: [February 8, 2025, 1:46am UTC](https://community.clark.com/t/non-owner-umbrella-auto-liability-policy/7056/3 "2025-02-08T01:46:19Z")

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Checking with an insurance agent is a good idea. . I think that I read of an apartment renter who did not own a car and obtained an umbrella policy which included liability coverage for car rentals.

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### Author: ![H200h](https://avatars.discourse-cdn.com/v4/letter/h/e79b87/32.png) [@H200h](https://community.clark.com/u/H200h)
#### Post date: [February 8, 2025, 2:44am UTC](https://community.clark.com/t/non-owner-umbrella-auto-liability-policy/7056/4 "2025-02-08T02:44:29Z")

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Why not just get $1M liability umbrella policy? It should cost you less than $300/yr.
