OK good now we have something to go on. Spend less than you make and save all you can.
Here then are a couple of kinds of vehicles to work on, with a view of paying less to the gestapo.
The first is to open yourself up a Solo 401-K. Only recently discovered it myself after departing from “employee” type status. With that 401-K, first you can dump possibly as much as 26k yourself each year. And your company can “match” a whole lot more than any regular company would ever match in a 401k. This all defers, not avoids, taxation. So you get a bucket of so-called “qualified” (un-taxed) money. When you hit a ripe age, you get hit with required minimum distributions, and everything you take out is ordinary so-called “income.”
That sounds bad, but you can work on that too; see my “un-tax your IRA” topic for more discussion. If you are not charitable, that won’t help because it amounts to giving away the un-taxed money.
Another vehicle to work on is the HSA. The requirements are several, including usage of a “high-deductible” health plan, NOT be enrolled in any medicare, and all money in it must be spent on appropriate medical expenses. You will need a good custodian, and I don’t have one to recommend.
Finally, on the subject of investment houses… Some like Fidelity and Vanguard. I have knocked heads with both over different issues and don’t like either. I do like Schwab, which is considered a “discount” broker, but they do have some vehicles including robo-advisor plans. With a reasonable stash, you will probably get an advisor, and I consider them to be generally decent.
Also from personal experience I will mention Edward Jones. I think each office is a franchise so they might vary a lot from office to office, and I know they can be very helpful. I think they are more a hands-on type house, but don’t know for sure as I only have a small-ish inherited account and they are so terrified of Wuhan Flu that they won’t see me. Maybe now that the Plan-Demic is over they will.