For that reason, I decided to supplement my LTC policy with a Clark-appoived QLAC longevity annuity.
I have a $73,622 a year wall of money coming my way from age 82 until I die, and I cannot stop it! And I for sure don’t have to claim anything. They already have my checking account number. If I die before 82, my heirs get my entire $200,000 premium as a death benefit. How cool is that?