# I-Bonds finally get a fixed rate \> 0%

**URL:** <https://community.clark.com/t/i-bonds-finally-get-a-fixed-rate-0/1566>\
**Category:** Uncategorized\
**Created:** [November 1, 2022, 3:13pm UTC](https://community.clark.com/t/i-bonds-finally-get-a-fixed-rate-0/1566 "2022-11-01T15:13:55Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![ochotona](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ochotona/32/293_2.png) [@ochotona](https://community.clark.com/u/ochotona)\
**Post date:** [November 1, 2022, 3:13pm UTC](https://community.clark.com/t/i-bonds-finally-get-a-fixed-rate-0/1566/1 "2022-11-01T15:13:55Z")

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Today US Treasury announced a fixed rate for I-Bonds of 0.40%, a total rate fixed + variable of 6.89%

The rate had been 0% since May 1 2020, and it has been quite low on average since 2008.

The question for me… buy in January 2023 or wait until a possible raise in May 2023? I guess we just have to wait for what TIPSWATCH says