# How big should my "oops" fund be when

**URL:** <https://community.clark.com/t/how-big-should-my-oops-fund-be-when/2327>\
**Category:** Uncategorized\
**Created:** [February 26, 2023, 8:06pm UTC](https://community.clark.com/t/how-big-should-my-oops-fund-be-when/2327 "2023-02-26T20:06:52Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![PropofolMask](https://avatars.discourse-cdn.com/v4/letter/p/6f9a4e/32.png) [@PropofolMask](https://community.clark.com/u/PropofolMask)\
**Post date:** [February 26, 2023, 8:06pm UTC](https://community.clark.com/t/how-big-should-my-oops-fund-be-when/2327/1 "2023-02-26T20:06:52Z")

</div>

…I’m disabled, I have a [representative payee,](https://en.wikipedia.org/wiki/Representative_payee) I’m effectively unable to hold a job due to medical problems, and my only steady, significant, and reliable source of cash income is $1,346 a month in [SSDI](https://en.wikipedia.org/wiki/Social_Security_Disability_Insurance) benefits? Keep in mind that an [“oops” fund](https://clark.com/save-money/emergency-fund/) should be separate from [the kind of emergency fund Clark Howard wants people to have in case of an emergency affecting our banking systems.](https://clark.com/personal-finance-credit/cash-home-emergency/) Also keep in mind that I live with my parents, whom I pay $520 a month in rent. I do receve [SNAP benefits.](https://www.usa.gov/food-help#item-35787)