# Going from Disability to Social Security, and collecting on first spouse

**URL:** <https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931>\
**Category:** Retirement\
**Created:** [February 5, 2026, 2:33am UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931 "2026-02-05T02:33:20Z")\
**Posts on this page:** 12\
**Page:** 1

<div class="post-metadata">

**Author:** ![ladybuglake](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ladybuglake/32/170_2.png) [@ladybuglake](https://community.clark.com/u/ladybuglake)\
**Post date:** [February 5, 2026, 2:33am UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/1 "2026-02-05T02:33:20Z")

</div>

My family member is 61, and is divorced and remarried. Her first marriage lasted over 10 years, and he earns much more than her, as she is disabled.  
Does her former spouse have to be dead for her to collect on his social security? Can she start collecting at her target age, and than reapply for his benefit at a later time if he passes before her?

Also, if she is disabled, does the same rule apply about making less at 62 than she would at her target age?

---

<div class="post-metadata">

**Author:** ![kcflyer](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/kcflyer/32/3346_2.png) [@kcflyer](https://community.clark.com/u/kcflyer)\
**Post date:** [February 5, 2026, 3:17am UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/2 "2026-02-05T03:17:32Z")

</div>

A quick google search shows that a person can collect their former spouses Social Security if they were married at lease 10 years, but they cannot be remarried. Since she is remarried, it looks like she won’t qualify.

---

<div class="post-metadata">

**Author:** ![ladybuglake](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ladybuglake/32/170_2.png) [@ladybuglake](https://community.clark.com/u/ladybuglake)\
**Post date:** [February 5, 2026, 4:22am UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/3 "2026-02-05T04:22:28Z")

</div>

will she qualify for present spouse Social security before she collects hers, and does she have to be married a full 10 yrs.

---

<div class="post-metadata">

**Author:** ![glasspilot](https://avatars.discourse-cdn.com/v4/letter/g/eada6e/32.png) [@glasspilot](https://community.clark.com/u/glasspilot)\
**Post date:** [February 5, 2026, 12:18pm UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/4 "2026-02-05T12:18:24Z")

</div>

> [@kcflyer](#):
>
> A quick google search shows that a person can collect their former spouses Social Security if they were married at lease 10 years, but they cannot be remarried. Since she is remarried, it looks like she won’t qualify.

My next door neighbor is in that situation. She lost her husband to cancer over 20 years ago. Then met a nice guy. He proposed and she got the ring. But they decided not to actually get married when they both discovered what they both would lose if they tied the knot. He is now 88 and very feeble, can not walk, or do much else. She is 80 and healthy and his caregiver. But I think they made the right decision.

---

<div class="post-metadata">

**Author:** ![ladybuglake](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ladybuglake/32/170_2.png) [@ladybuglake](https://community.clark.com/u/ladybuglake)\
**Post date:** [February 5, 2026, 1:00pm UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/5 "2026-02-05T13:00:18Z")

</div>

Thank you for your reply. He was 68 when he met her and she was 60. They would have lost their previous spouse benefits had they married. He was smart, as she was younger, and has avoided him going into a nursing home! They avoided more than one pitfall.

---

<div class="post-metadata">

**Author:** ![SonoranSilkies](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@SonoranSilkies](https://community.clark.com/u/SonoranSilkies)\
**Post date:** [February 5, 2026, 5:09pm UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/6 "2026-02-05T17:09:25Z")

</div>

> [@ladybuglake](#):
>
> will she qualify for present spouse Social security before she collects hers, and does she have to be married a full 10 yrs

To qualify for a spousal benefit, you must be at least 62. I don’t think there is a minimum length of time married to collect on a current spouse. To collect a survivor benefit, you must have been married 10 months.

---

<div class="post-metadata">

**Author:** ![SonoranSilkies](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@SonoranSilkies](https://community.clark.com/u/SonoranSilkies)\
**Post date:** [February 5, 2026, 6:14pm UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/7 "2026-02-05T18:14:11Z")

</div>

A remarriage after age 65 will not cause one to lose spousal benefits from an ex-spouse.

---

<div class="post-metadata">

**Author:** ![ladybuglake](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ladybuglake/32/170_2.png) [@ladybuglake](https://community.clark.com/u/ladybuglake)\
**Post date:** [February 5, 2026, 11:04pm UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/8 "2026-02-05T23:04:13Z")

</div>

ok, does the ex spouse have to pass for her to collect on him after 65? Also, how does her being on disability effect things?

---

<div class="post-metadata">

**Author:** ![ladybuglake](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/ladybuglake/32/170_2.png) [@ladybuglake](https://community.clark.com/u/ladybuglake)\
**Post date:** [February 5, 2026, 11:10pm UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/9 "2026-02-05T23:10:40Z")

</div>

If she is on disability when he passes and 62 or older, can she still have her payment changed to reflect spousal benefits?

---

<div class="post-metadata">

**Author:** ![SonoranSilkies](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@SonoranSilkies](https://community.clark.com/u/SonoranSilkies)\
**Post date:** [February 6, 2026, 1:43pm UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/10 "2026-02-06T13:43:26Z")

</div>

Spousal and survivor benefits have different rules for eligibility. If collecting a spousal benefit, upon the death of the primary beneficiary, it should automatically transition to a survivor benefit.

If remarried before age 65, one cannot collect on an ex-spouse so long as one is married. This applies to both spousal and survivor benefits. The ex-spouse does not have to be deceased to collect a spousal benefit.

I don’t know how transitioning from a disability benefit to a spousal or survivor benefit works, other than you’d have to file for it.

---

<div class="post-metadata">

**Author:** ![SonoranSilkies](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@SonoranSilkies](https://community.clark.com/u/SonoranSilkies)\
**Post date:** [February 6, 2026, 1:51pm UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/11 "2026-02-06T13:51:04Z")

</div>

You may be able to find an answer here:

[](https://www.maximizemysocialsecurity.com/tags/disabled-widower-benefits) [Ask Larry Topic: Disabled Widow(er) Benefits](https://www.maximizemysocialsecurity.com/tags/disabled-widower-benefits) or in one of the other answered questions.

---

<div class="post-metadata">

**Author:** ![SonoranSilkies](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@SonoranSilkies](https://community.clark.com/u/SonoranSilkies)\
**Post date:** [February 6, 2026, 2:10pm UTC](https://community.clark.com/t/going-from-disability-to-social-security-and-collecting-on-first-spouse/8931/12 "2026-02-06T14:10:54Z")

</div>

This one looks close to what you’re asking

> **[Ask Larry: Will I Qualify For Benefits On My First Husband's Record As Soon...](https://www.maximizemysocialsecurity.com/ask-larry/will-i-qualify-benefits-my-first-husbands-record-soon-my-divorce-final)**
>
> Read the Maximize My Social Security team's expert response to the question: Will I Qualify For Benefits On My First Husband's Record As Soon As My Divorce Is Final?
