# Discounted Mortgage Payoff Possible?

**URL:** <https://community.clark.com/t/discounted-mortgage-payoff-possible/1444>\
**Category:** Home and Real Estate\
**Created:** [October 7, 2022, 5:37am UTC](https://community.clark.com/t/discounted-mortgage-payoff-possible/1444 "2022-10-07T05:37:43Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![butler](https://avatars.discourse-cdn.com/v4/letter/b/ac91a4/32.png) [@butler](https://community.clark.com/u/butler)\
**Post date:** [October 7, 2022, 5:37am UTC](https://community.clark.com/t/discounted-mortgage-payoff-possible/1444/1 "2022-10-07T05:37:43Z")

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Im sitting here looking at my mortgage and have about 28 years remaining with money at a little over 3% fixed. With new 30-year money in the 6s now, wouldn’t the bank want to get capital back to lend at a higher rate ? I’m guessing that since its a performing asset there would be no reason for them to do that…but it came up during some interesting conversation recently.