I have a few comments regarding Raisin. When I opened my account, the custodial bank named in the documents was Lewis & Clark Bank. I am not sure how the Central Bank of Kansas is connected.
If you want to change your external bank account, there is a 60 day wait period after the first deposit. Raisin will only link to one external account at a time.
Also, you can only have one Raisin account.
I used the online support system and received good service. Additionally I made a small withdrawal and received the funds in a timely manner.