# About the Home and Real Estate category

**URL:** <https://community.clark.com/t/about-the-home-and-real-estate-category/23>\
**Category:** Home and Real Estate\
**Created:** [November 30, 2021, 4:00pm UTC](https://community.clark.com/t/about-the-home-and-real-estate-category/23 "2021-11-30T16:00:19Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![james](https://sea2.discourse-cdn.com/flex016/user_avatar/community.clark.com/james/32/15_2.png) [@james](https://community.clark.com/u/james)\
**Post date:** [November 30, 2021, 4:00pm UTC](https://community.clark.com/t/about-the-home-and-real-estate-category/23/1 "2021-11-30T16:00:19Z")

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Ready to buy a home? Looking to refinance your mortgage? Share your questions, dilemmas, and tips here.

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**Author:** ![orixman](https://avatars.discourse-cdn.com/v4/letter/o/edb3f5/32.png) [@orixman](https://community.clark.com/u/orixman)\
**Post date:** [April 22, 2022, 8:58pm UTC](https://community.clark.com/t/about-the-home-and-real-estate-category/23/2 "2022-04-22T20:58:07Z")

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Sooooo, . . . just received and read Clark’s “Will the Housing Market Crash?” article, so it got me wondering. While not being willing to pay the high prices for a home that the market seems to be demanding lately, I realize that it will just never be the same. There’s just no way to get a house at the prices that were available just a few years ago, . . . unless I move somewhere else, of course. My situation - I am in my late 50’s and have not been able to own a home for the past 6 years due, first, to a job change but then, lately, due to my wife’s declining health and the environment/amenities she needed were constantly changing up until her passing last year. As a result, we’ve been renting during those 6 years. My question - at my age, is it a good idea to try and buy a home and get a 30 year mortgage with the typical 20% down payment, . . . or should I just continue to rent?