How did the banks force people to buy homes they could not afford? Its not like they accidentally hired a realtor, went out and found a home, completed an application, then showed up for a closing and signed loan documents without reading them.
People make dumb decisions. That’s just a fact of life. People smoke, vape and dip. People drive without seatbelts. People ride motorcycles without helmets. People are on their phones while driving.
I know people on the Left side don’t believe in accountability, but this is just natural selection at work.