# Latest

**URL:** https://community.clark.com/latest.md?page=4

[Latest](https://community.clark.com/latest.md) · [Categories](https://community.clark.com/categories.md) · [Tags](https://community.clark.com/tags.md)

**Page:** 5

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## [Baby Boomers Retire With Record Debt](https://community.clark.com/t/baby-boomers-retire-with-record-debt/9554)

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**Author:** [@Cnon](https://community.clark.com/u/Cnon)\
**Replies:** 1\
**Last updated:** [July 18, 2026, 1:14pm UTC](https://community.clark.com/t/baby-boomers-retire-with-record-debt/9554 "2026-07-18T13:14:38Z")

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https://www.investopedia.com/baby-boomers-are-carrying-debt-into-retirement-heres-how-much-12013027

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## [Best thermal camera, need expert recommendations to choose](https://community.clark.com/t/best-thermal-camera-need-expert-recommendations-to-choose/9549)

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**Author:** [@Flemmings234](https://community.clark.com/u/Flemmings234)\
**Replies:** 1\
**Last updated:** [July 17, 2026, 2:08pm UTC](https://community.clark.com/t/best-thermal-camera-need-expert-recommendations-to-choose/9549 "2026-07-17T14:08:51Z")

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I researched the best thermal camera to find the perfect option for home inspections, electrical troubleshooting and everyday professional use. After reading expert reviews from trusted sources like Tom’s Hardware, PCMag…

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## [Boost Mobile for life w/cc pay](https://community.clark.com/t/boost-mobile-for-life-w-cc-pay/9550)

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**Author:** [@Wshrman](https://community.clark.com/u/Wshrman)\
**Replies:** 0\
**Last updated:** [July 16, 2026, 5:42pm UTC](https://community.clark.com/t/boost-mobile-for-life-w-cc-pay/9550 "2026-07-16T17:42:48Z")

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As a Sling TV subscriber I got Boost Mobile for $15.12 for life, 5 gb , CC auto pay.

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## [Vanguard account lock UPDATE!](https://community.clark.com/t/vanguard-account-lock-update/9547)

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**Author:** [@wagnerme](https://community.clark.com/u/wagnerme)\
**Replies:** 0\
**Last updated:** [July 16, 2026, 2:00pm UTC](https://community.clark.com/t/vanguard-account-lock-update/9547 "2026-07-16T14:00:56Z")

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I received an email from Vanguard this morning to review the security of my account. After a few simple review steps, I was taken to a screen to lock all of my account with an Outgoing Transfer Lock. Done, simple!

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## [Passkeys usage?](https://community.clark.com/t/passkeys-usage/9299)

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**Author:** [@Jane](https://community.clark.com/u/Jane)\
**Replies:** 7\
**Last updated:** [July 16, 2026, 6:50am UTC](https://community.clark.com/t/passkeys-usage/9299 "2026-07-16T06:50:52Z")

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I use a private window on Brave browser. I have set up a passkey for 2 sites, both large companies. However, I am constantly confronted with verification identity screens, like naming which pics have an object in them. U…

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## [Heads up about ACATS lock at Vanguard](https://community.clark.com/t/heads-up-about-acats-lock-at-vanguard/8755)

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**Author:** [@simart](https://community.clark.com/u/simart)\
**Replies:** 19\
**Last updated:** [July 15, 2026, 2:15pm UTC](https://community.clark.com/t/heads-up-about-acats-lock-at-vanguard/8755 "2026-07-15T14:15:02Z")

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Heads up that I called Vanguard to lock my account after I read Clark’s post “Why You Need To Lock Your Brokerage Account Today.” I was surprised later when I was unable to withdraw any money either from the website or v…

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## [Closing an annual fee credit card for one that has no fee without affecting Credit Score](https://community.clark.com/t/closing-an-annual-fee-credit-card-for-one-that-has-no-fee-without-affecting-credit-score/9517)

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**Author:** [@Tara](https://community.clark.com/u/Tara)\
**Replies:** 8\
**Last updated:** [July 14, 2026, 11:39am UTC](https://community.clark.com/t/closing-an-annual-fee-credit-card-for-one-that-has-no-fee-without-affecting-credit-score/9517 "2026-07-14T11:39:44Z")

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I have a Southwest Chase credit card that has an annual fee, and want to change to a card that has no annual fee. How can I do that without affecting my credit score?

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## [What’s best hair dryer you’ve ever used?](https://community.clark.com/t/what-s-best-hair-dryer-you-ve-ever-used/9500)

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**Author:** [@zono1](https://community.clark.com/u/zono1)\
**Replies:** 6\
**Last updated:** [July 13, 2026, 1:18am UTC](https://community.clark.com/t/what-s-best-hair-dryer-you-ve-ever-used/9500 "2026-07-13T01:18:29Z")

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I researched the best hair dryer as i’ve been trying to improve my hair care routine and reduce the amount of heat damage from my old dryer. i have been experiencing frizzy hair, long drying times, and dryness after styl…

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## [Amazon Price History: A Quick Way to See if a Deal Is Really a Deal](https://community.clark.com/t/amazon-price-history-a-quick-way-to-see-if-a-deal-is-really-a-deal/9542)

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**Author:** [@PFA\_in\_ATL](https://community.clark.com/u/PFA_in_ATL)\
**Replies:** 0\
**Last updated:** [July 13, 2026, 1:10am UTC](https://community.clark.com/t/amazon-price-history-a-quick-way-to-see-if-a-deal-is-really-a-deal/9542 "2026-07-13T01:10:40Z")

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I just learned about Amazon’s Price History feature. Maybe I’m the last person to discover it, but I thought it was worth sharing! How to use it: Find the product on Amazon using your computer or mobile device. Look …

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## [Looking for stand alone umbrella policy](https://community.clark.com/t/looking-for-stand-alone-umbrella-policy/7066)

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**Author:** [@WJBertrand](https://community.clark.com/u/WJBertrand)\
**Replies:** 10\
**Last updated:** [July 12, 2026, 8:20pm UTC](https://community.clark.com/t/looking-for-stand-alone-umbrella-policy/7066 "2026-07-12T20:20:58Z")

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Most of the companies I’ve contacted want me to bundle auto and home with them in order to buy an umbrella policy from them. I’ve got a really good deal on my auto insurance with Costco Connect and to instead bundle that…

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## [Standalone Umbrella Policy Recommendations](https://community.clark.com/t/standalone-umbrella-policy-recommendations/9537)

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**Author:** [@James\_Horn](https://community.clark.com/u/James_Horn)\
**Replies:** 9\
**Last updated:** [July 12, 2026, 6:25pm UTC](https://community.clark.com/t/standalone-umbrella-policy-recommendations/9537 "2026-07-12T18:25:47Z")

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Along with homeowners and auto I’ve had an umbrella policy through USAA for several years. In two years the umbrella policy has gone from $260 to $1009 for the same one million coverage with no claims on any of the poli…

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## [Title/deed fraud hit me twice — prevention, reporting, and recovering costs?](https://community.clark.com/t/title-deed-fraud-hit-me-twice-prevention-reporting-and-recovering-costs/9513)

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**Author:** [@dollarstretcher](https://community.clark.com/u/dollarstretcher)\
**Replies:** 3\
**Last updated:** [July 12, 2026, 1:36pm UTC](https://community.clark.com/t/title-deed-fraud-hit-me-twice-prevention-reporting-and-recovering-costs/9513 "2026-07-12T13:36:15Z")

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Longtime follower here — I trust your take on online scams and could really use your analysis on one that’s hitting homeowners: deed/title fraud. What happened: Online fraudsters forged deeds to TWO residential land par…

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## [Best electric toothbrush, Expert recommendations to choose](https://community.clark.com/t/best-electric-toothbrush-expert-recommendations-to-choose/7820)

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**Author:** [@moe313](https://community.clark.com/u/moe313)\
**Replies:** 19\
**Last updated:** [July 12, 2026, 11:43am UTC](https://community.clark.com/t/best-electric-toothbrush-expert-recommendations-to-choose/7820 "2026-07-12T11:43:15Z")

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I researched the best electric toothbrush to find the best one for daily use. After reading expert reviews from trusted sources like the new york times,healthline and cnet, two models consistently stand out as top recomm…

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## [Best running watch, which one is worth buying?](https://community.clark.com/t/best-running-watch-which-one-is-worth-buying/9518)

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**Author:** [@plato](https://community.clark.com/u/plato)\
**Replies:** 2\
**Last updated:** [July 11, 2026, 1:37am UTC](https://community.clark.com/t/best-running-watch-which-one-is-worth-buying/9518 "2026-07-11T01:37:04Z")

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Hey, I’m looking for the best running watch for training and everyday use. I read through a few recommendations and really liked the Garmin Forerunner 165 and the Whoop running watch. Both seem to have great battery lif…

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## [$12 per year lifetime subscription to Proton's Password manager](https://community.clark.com/t/12-per-year-lifetime-subscription-to-protons-password-manager/3372)

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**Author:** [@ochotona](https://community.clark.com/u/ochotona)\
**Replies:** 24\
**Last updated:** [July 9, 2026, 7:58pm UTC](https://community.clark.com/t/12-per-year-lifetime-subscription-to-protons-password-manager/3372 "2026-07-09T19:58:39Z")

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I just sprang for a $12 per year subscription to Proton’s password manager, Proton Pass. The price is locked in for me for life, but the deal ends 8/31/2023. I have used Proton’s encrypted email, Proton Mail, for years, …

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## [VPN Question..unable to access some WIFi networks…](https://community.clark.com/t/vpn-question-unable-to-access-some-wifi-networks/564)

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**Author:** [@Jerryh](https://community.clark.com/u/Jerryh)\
**Replies:** 2\
**Last updated:** [July 9, 2026, 7:47pm UTC](https://community.clark.com/t/vpn-question-unable-to-access-some-wifi-networks/564 "2026-07-09T19:47:36Z")

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I have recently downloaded a VPN. Seems to work fine at home, but as soon as leave the house, and try to get on another WI-FI network, it doesn’t seem work…is that typical? I also want to use it when I am overseas…. Any …

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## [Washington Examiner: "Paramount to provide streaming to Walmart+ subscribers"](https://community.clark.com/t/washington-examiner-paramount-to-provide-streaming-to-walmart-subscribers/1132)

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**Author:** [@PropofolMask](https://community.clark.com/u/PropofolMask)\
**Replies:** 6\
**Last updated:** [July 9, 2026, 7:33pm UTC](https://community.clark.com/t/washington-examiner-paramount-to-provide-streaming-to-walmart-subscribers/1132 "2026-07-09T19:33:48Z")

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## [63 month auto loan](https://community.clark.com/t/63-month-auto-loan/8351)

<div class="topic-metadata">

**Author:** [@ByronNottingham](https://community.clark.com/u/ByronNottingham)\
**Replies:** 24\
**Last updated:** [July 9, 2026, 7:19pm UTC](https://community.clark.com/t/63-month-auto-loan/8351 "2026-07-09T19:19:00Z")

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I couldn’t find this discussed already, so adding a new topic. Dear Wife and I recently purchased a new car and agreed to a 63-month loan since it is at 1.9%. This violates Clark’s number 1 rule on such loans: “The lon…

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## [SFGATE: "Landline service could end for good across the Bay Area and California"](https://community.clark.com/t/sfgate-landline-service-could-end-for-good-across-the-bay-area-and-california/9511)

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**Author:** [@PropofolMask](https://community.clark.com/u/PropofolMask)\
**Replies:** 2\
**Last updated:** [July 9, 2026, 6:19pm UTC](https://community.clark.com/t/sfgate-landline-service-could-end-for-good-across-the-bay-area-and-california/9511 "2026-07-09T18:19:39Z")

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Does California still need landline service? Does the United States in general still need landline service?

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## [Time Shares and Medicare Advantage](https://community.clark.com/t/time-shares-and-medicare-advantage/9349)

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**Author:** [@crench](https://community.clark.com/u/crench)\
**Replies:** 15\
**Last updated:** [July 9, 2026, 1:11pm UTC](https://community.clark.com/t/time-shares-and-medicare-advantage/9349 "2026-07-09T13:11:01Z")

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I always hear the horror stories that they are both terrible. On the surface I don’t like them. Every single one that I know that has them is very pleased. What am I missing ?

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## [Where Do You Buy Tires?](https://community.clark.com/t/where-do-you-buy-tires/75)

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**Author:** [@TeamClarkAdmin](https://community.clark.com/u/TeamClarkAdmin)\
**Replies:** 38\
**Last updated:** [July 8, 2026, 2:59pm UTC](https://community.clark.com/t/where-do-you-buy-tires/75 "2026-07-08T14:59:24Z")

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Tell us about your favorite tire shop!

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## [Navy Federal cash rewards plus](https://community.clark.com/t/navy-federal-cash-rewards-plus/9520)

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**Author:** [@glmyers](https://community.clark.com/u/glmyers)\
**Replies:** 0\
**Last updated:** [July 7, 2026, 3:13pm UTC](https://community.clark.com/t/navy-federal-cash-rewards-plus/9520 "2026-07-07T15:13:37Z")

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I used this card for several years as my main credit card. It was simple to manage and the customer service was excellent. However, last year I switched to the $49 / year Navy Federal Flagship Rewards due to the Amazon …

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## [What Are Your Favorite Senior Discounts?](https://community.clark.com/t/what-are-your-favorite-senior-discounts/74)

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**Author:** [@TeamClarkAdmin](https://community.clark.com/u/TeamClarkAdmin)\
**Replies:** 14\
**Last updated:** [July 3, 2026, 6:11pm UTC](https://community.clark.com/t/what-are-your-favorite-senior-discounts/74 "2026-07-03T18:11:07Z")

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Seniors, let us know your favorite discounts so others can enjoy!

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## [Have You Tried Consumer Cellular - What's Your Review?](https://community.clark.com/t/have-you-tried-consumer-cellular-whats-your-review/61)

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**Author:** [@TeamClarkAdmin](https://community.clark.com/u/TeamClarkAdmin)\
**Replies:** 47\
**Last updated:** [June 30, 2026, 7:02pm UTC](https://community.clark.com/t/have-you-tried-consumer-cellular-whats-your-review/61 "2026-06-30T19:02:58Z")

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Tell us if you think Consumer Cellular is worth the savings!

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## [SFGATE: "Safeway customers are livid over new 'completely useless' grocery bags in SF"](https://community.clark.com/t/sfgate-safeway-customers-are-livid-over-new-completely-useless-grocery-bags-in-sf/9178)

<div class="topic-metadata">

**Author:** [@PropofolMask](https://community.clark.com/u/PropofolMask)\
**Replies:** 11\
**Last updated:** [June 30, 2026, 7:01pm UTC](https://community.clark.com/t/sfgate-safeway-customers-are-livid-over-new-completely-useless-grocery-bags-in-sf/9178 "2026-06-30T19:01:32Z")

</div>

What does Clark Howard have to say about this situation in California?

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## [One habit that saves your stress every time during the journey or travelling?](https://community.clark.com/t/one-habit-that-saves-your-stress-every-time-during-the-journey-or-travelling/9472)

<div class="topic-metadata">

**Author:** [@plato](https://community.clark.com/u/plato)\
**Replies:** 5\
**Last updated:** [June 30, 2026, 5:08am UTC](https://community.clark.com/t/one-habit-that-saves-your-stress-every-time-during-the-journey-or-travelling/9472 "2026-06-30T05:08:37Z")

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Travel has a way of teaching you things the hard way. After a few trips, most of us end up picking up little habits that make everything smoother without even thinking about it anymore. It might be something as simple as…

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## [Paypal MC cashback](https://community.clark.com/t/paypal-mc-cashback/9496)

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**Author:** [@consumer2026](https://community.clark.com/u/consumer2026)\
**Replies:** 0\
**Last updated:** [June 29, 2026, 4:09am UTC](https://community.clark.com/t/paypal-mc-cashback/9496 "2026-06-29T04:09:01Z")

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For a reason I won’t go into, I closed PP MC cash back. How can I get another PP MC cash back account? I get notices that I can get an account. When I apply the message I get is that I have or had an account and was dec…

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## [Windows 10 just very quietly got another year of free support](https://community.clark.com/t/windows-10-just-very-quietly-got-another-year-of-free-support/9491)

<div class="topic-metadata">

**Author:** [@Cnon](https://community.clark.com/u/Cnon)\
**Replies:** 0\
**Last updated:** [June 27, 2026, 3:22am UTC](https://community.clark.com/t/windows-10-just-very-quietly-got-another-year-of-free-support/9491 "2026-06-27T03:22:48Z")

</div>

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## [Car Dealer Question - Recall and Repair Issue](https://community.clark.com/t/car-dealer-question-recall-and-repair-issue/9489)

<div class="topic-metadata">

**Author:** [@petroswheels](https://community.clark.com/u/petroswheels)\
**Replies:** 0\
**Last updated:** [June 26, 2026, 8:29pm UTC](https://community.clark.com/t/car-dealer-question-recall-and-repair-issue/9489 "2026-06-26T20:29:02Z")

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Recently I received a recall notice for my 2020 Honda Odyssey. It’s relatively young, less than 100k miles. We bought it used about 3 years ago. The recall notice we received was to repair or replace the SRS ECU module, …

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## [Beware of Deliveries You Didn't Order](https://community.clark.com/t/beware-of-deliveries-you-didnt-order/58)

<div class="topic-metadata">

**Author:** [@TeamClarkAdmin](https://community.clark.com/u/TeamClarkAdmin)\
**Replies:** 20\
**Last updated:** [June 26, 2026, 1:14pm UTC](https://community.clark.com/t/beware-of-deliveries-you-didnt-order/58 "2026-06-26T13:14:51Z")

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It’s a scam! If you received packages that you didn’t order, what did you do about it?

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