# Latest **URL:** https://community.clark.com/latest.md?page=3 [Latest](https://community.clark.com/latest.md) · [Categories](https://community.clark.com/categories.md) · [Tags](https://community.clark.com/tags.md) **Page:** 4 --- ## [How do you know if a musty smell in a house is caused by mold or just high humidity?](https://community.clark.com/t/how-do-you-know-if-a-musty-smell-in-a-house-is-caused-by-mold-or-just-high-humidity/9674)
**Author:** [@jakesmith](https://community.clark.com/u/jakesmith)\ **Replies:** 0\ **Last updated:** [August 11, 2026, 12:39pm UTC](https://community.clark.com/t/how-do-you-know-if-a-musty-smell-in-a-house-is-caused-by-mold-or-just-high-humidity/9674 "2026-08-11T12:39:19Z")
Hi everyone, I recently started wondering about musty smells in a house. If there isn’t any obvious water leak or visible mold, how can you tell whether the smell is simply from high humidity or if there could actually … --- ## [Credit card payment showing twice](https://community.clark.com/t/credit-card-payment-showing-twice/9656)
**Author:** [@Samuel](https://community.clark.com/u/Samuel)\ **Replies:** 2\ **Last updated:** [August 9, 2026, 5:20pm UTC](https://community.clark.com/t/credit-card-payment-showing-twice/9656 "2026-08-09T17:20:57Z")
I noticed the same credit card payment appearing twice in my account recently. One of the charges disappeared later, but it was confusing to see the duplicate transaction at first. --- ## [Small expenses that quietly add up](https://community.clark.com/t/small-expenses-that-quietly-add-up/9649)
**Author:** [@peter01](https://community.clark.com/u/peter01)\ **Replies:** 0\ **Last updated:** [August 8, 2026, 10:33am UTC](https://community.clark.com/t/small-expenses-that-quietly-add-up/9649 "2026-08-08T10:33:47Z")
I’ve been paying more attention to my everyday spending lately, and it’s surprising how quickly small purchases can add up. Nothing expensive on its own, but several little expenses throughout the week can make a noticea… --- ## [Roth or cash flow](https://community.clark.com/t/roth-or-cash-flow/9628)
**Author:** [@proverbs227](https://community.clark.com/u/proverbs227)\ **Replies:** 1\ **Last updated:** [August 8, 2026, 7:12am UTC](https://community.clark.com/t/roth-or-cash-flow/9628 "2026-08-08T07:12:27Z")
My 21 year old son just closed on a construction loan. I guess rates are going up cause he got it at 7.375. Total construction cost is roughly 300000. I he currently has 75,000 saved to cash flow. He get 1500 a week … --- ## [When do you start taking social security distributions](https://community.clark.com/t/when-do-you-start-taking-social-security-distributions/9345)
**Author:** [@gundy6603](https://community.clark.com/u/gundy6603)\ **Replies:** 10\ **Last updated:** [August 7, 2026, 9:38am UTC](https://community.clark.com/t/when-do-you-start-taking-social-security-distributions/9345 "2026-08-07T09:38:10Z")
Whenever Clark talks about SS distributions, he always seems to focus on the monetary aspect only. But there are other factors that should be considered with the primary ones being a persons life expectancy based on fami… --- ## [Best Portable Air Conditioner – Need Expert Recommendations to Choose the Best](https://community.clark.com/t/best-portable-air-conditioner-need-expert-recommendations-to-choose-the-best/9568)
**Author:** [@TMKC](https://community.clark.com/u/TMKC)\ **Replies:** 3\ **Last updated:** [August 7, 2026, 8:17am UTC](https://community.clark.com/t/best-portable-air-conditioner-need-expert-recommendations-to-choose-the-best/9568 "2026-08-07T08:17:23Z")
I am in the market for a best portable air conditioner and I want to use some advice before pulling the trigger. My main priorities are cooling performance, energy efficiency, low noise, and easy portability. A unit that… --- ## [Hello Everyone!](https://community.clark.com/t/hello-everyone/9632)
**Author:** [@Ryan\_Harper](https://community.clark.com/u/Ryan_Harper)\ **Replies:** 4\ **Last updated:** [August 6, 2026, 4:11pm UTC](https://community.clark.com/t/hello-everyone/9632 "2026-08-06T16:11:25Z")
Hi everyone, I am new to the clark community and wanted to introduce myself. I’ve reading through the discussions and have already found a lot of helpful advice on saving money, avoiding scams, and making smarter buying… --- ## [Best Cell Phone Plans and Deals Right Now](https://community.clark.com/t/best-cell-phone-plans-and-deals-right-now/24)
**Author:** [@james](https://community.clark.com/u/james)\ **Replies:** 48\ **Last updated:** [August 5, 2026, 2:38pm UTC](https://community.clark.com/t/best-cell-phone-plans-and-deals-right-now/24 "2026-08-05T14:38:14Z")
Which cell phone plan do you love? Did you find a great deal? Tell us about it! --- ## [KTVU Fox 2: "Turn it off or turn it up? How to save on that A/C bill"](https://community.clark.com/t/ktvu-fox-2-turn-it-off-or-turn-it-up-how-to-save-on-that-a-c-bill/9577)
**Author:** [@PropofolMask](https://community.clark.com/u/PropofolMask)\ **Replies:** 5\ **Last updated:** [August 5, 2026, 5:16am UTC](https://community.clark.com/t/ktvu-fox-2-turn-it-off-or-turn-it-up-how-to-save-on-that-a-c-bill/9577 "2026-08-05T05:16:32Z")
Would Clark Howard generally agree with the stuff said in this article? --- ## [Nine Subtle Signs Your Accounts or Devices Have Been Hacked](https://community.clark.com/t/nine-subtle-signs-your-accounts-or-devices-have-been-hacked/9602)
**Author:** [@Cnon](https://community.clark.com/u/Cnon)\ **Replies:** 1\ **Last updated:** [August 5, 2026, 5:11am UTC](https://community.clark.com/t/nine-subtle-signs-your-accounts-or-devices-have-been-hacked/9602 "2026-08-05T05:11:58Z")
--- ## [What is the best cast iron skillet for everyday cooking?](https://community.clark.com/t/what-is-the-best-cast-iron-skillet-for-everyday-cooking/9572)
**Author:** [@maxi](https://community.clark.com/u/maxi)\ **Replies:** 5\ **Last updated:** [August 2, 2026, 11:37pm UTC](https://community.clark.com/t/what-is-the-best-cast-iron-skillet-for-everyday-cooking/9572 "2026-08-02T23:37:52Z")
I’ve been looking for the best cast iron skillet for everyday cooking, from searing steaks to making breakfast and baking dishes. Before I started researching, I was almost certain I’d end up buying a Lodge Cast Iron Ski… --- ## [Property tax appeals](https://community.clark.com/t/property-tax-appeals/9584)
**Author:** [@Sally\_TeamClark](https://community.clark.com/u/Sally_TeamClark)\ **Replies:** 5\ **Last updated:** [August 1, 2026, 5:21pm UTC](https://community.clark.com/t/property-tax-appeals/9584 "2026-08-01T17:21:21Z")
Clark’s property tax bill increased by 50% this year. What about you? Are you planning to appeal your property tax assessment this year, or have you successfully fought a tax hike in the past? --- ## [Portable neck fan, which one would you recommend?](https://community.clark.com/t/portable-neck-fan-which-one-would-you-recommend/9521)
**Author:** [@flukcher](https://community.clark.com/u/flukcher)\ **Replies:** 6\ **Last updated:** [July 31, 2026, 5:56pm UTC](https://community.clark.com/t/portable-neck-fan-which-one-would-you-recommend/9521 "2026-07-31T17:56:53Z")
Hey, I’m looking for a good portable neck fan to help stay cool during walks, travel, and outdoor activities. I came across this list of portable neck fans, from different trusted resources like new york times and wire … --- ## [Is Google Voice worth getting in 2025?](https://community.clark.com/t/is-google-voice-worth-getting-in-2025/7619)
**Author:** [@PropofolMask](https://community.clark.com/u/PropofolMask)\ **Replies:** 14\ **Last updated:** [July 31, 2026, 2:10pm UTC](https://community.clark.com/t/is-google-voice-worth-getting-in-2025/7619 "2026-07-31T14:10:52Z")
I ask because there was a worrisome fire in my hometown yesterday. I don’t keep any of my smartphones on 24/7. I am often on my desktop PC during the day. Would Google Voice alert me about an emergency when I’m on my … --- ## [Medical bills payment arrangements](https://community.clark.com/t/medical-bills-payment-arrangements/9587)
**Author:** [@tharrison](https://community.clark.com/u/tharrison)\ **Replies:** 1\ **Last updated:** [July 30, 2026, 11:58am UTC](https://community.clark.com/t/medical-bills-payment-arrangements/9587 "2026-07-30T11:58:26Z")
I reached out to AHN to set up payment arrangements for a medical bill I told them I can afford a certain amount they said that wont accept that they want me to pay a certain amount according to there system. anyone else… --- ## [Experience with US Mobile?](https://community.clark.com/t/experience-with-us-mobile/5099)
**Author:** [@MrTikky](https://community.clark.com/u/MrTikky)\ **Replies:** 12\ **Last updated:** [July 28, 2026, 3:24pm UTC](https://community.clark.com/t/experience-with-us-mobile/5099 "2026-07-28T15:24:33Z")
Hi, newbie here. I saw this post on the home page today and was curious if anyone’s had good experiences with US mobile? Pretty interested in the ‘shareable data plan.’ Thanks in advance :slight\_smile: --- ## [Using Turo for auto rentals](https://community.clark.com/t/using-turo-for-auto-rentals/7934)
**Author:** [@Frosty](https://community.clark.com/u/Frosty)\ **Replies:** 6\ **Last updated:** [July 28, 2026, 6:34am UTC](https://community.clark.com/t/using-turo-for-auto-rentals/7934 "2026-07-28T06:34:40Z")
Be aware that not all auto insurers cover rentals under this particular type of rental arrangement. I found this out while planning to rent thru Turo. Then there could be an additional charge for delivery of the vehicle. … --- ## [I bought my hearing aids at Costco a year ago](https://community.clark.com/t/i-bought-my-hearing-aids-at-costco-a-year-ago/6081)
**Author:** [@Vern](https://community.clark.com/u/Vern)\ **Replies:** 15\ **Last updated:** [July 27, 2026, 7:03pm UTC](https://community.clark.com/t/i-bought-my-hearing-aids-at-costco-a-year-ago/6081 "2026-07-27T19:03:45Z")
I bought my hearing aids at Costco a year ago. I’m very happy with them. My membership just expired. I don’t shop for anything else there because it’s too far away. Do I have to keep my membership in order to get my hear… --- ## [How Do You Save Money on Groceries?](https://community.clark.com/t/how-do-you-save-money-on-groceries/2732)
**Author:** [@TeamClarkAdmin](https://community.clark.com/u/TeamClarkAdmin)\ **Replies:** 31\ **Last updated:** [July 25, 2026, 9:21pm UTC](https://community.clark.com/t/how-do-you-save-money-on-groceries/2732 "2026-07-25T21:21:02Z")
Tell us how you’re keeping your grocery spending on track! --- ## [Can That Person Semi-Retire?](https://community.clark.com/t/can-that-person-semi-retire/9505)
**Author:** [@crench](https://community.clark.com/u/crench)\ **Replies:** 14\ **Last updated:** [July 23, 2026, 12:53pm UTC](https://community.clark.com/t/can-that-person-semi-retire/9505 "2026-07-23T12:53:24Z")
Please dissect. Age 65. 401K balance 220,652.26 I bdr condo value 234,000.00 Projected SS 1,927.00 No debt other than mortgage. Mortgage balance 81,655.09 @ 4.75 % with 22 years left. Monthly expenses. Housing 910… --- ## [Ditching Bank Bill Pay?](https://community.clark.com/t/ditching-bank-bill-pay/9560)
**Author:** [@DMKennedy](https://community.clark.com/u/DMKennedy)\ **Replies:** 17\ **Last updated:** [July 23, 2026, 11:54am UTC](https://community.clark.com/t/ditching-bank-bill-pay/9560 "2026-07-23T11:54:38Z")
So now I’m confused Clark. Years ago the “safer” way to pay bills was to pay from your banking institution, NOT paper checks and NOT providing your banking info to the vendor. NOW, the safer way is to provide my bankin… --- ## [What does US Mobile cost after the first year?](https://community.clark.com/t/what-does-us-mobile-cost-after-the-first-year/9548)
**Author:** [@tekwrite](https://community.clark.com/u/tekwrite)\ **Replies:** 2\ **Last updated:** [July 21, 2026, 7:06pm UTC](https://community.clark.com/t/what-does-us-mobile-cost-after-the-first-year/9548 "2026-07-21T19:06:32Z")
We have been with consumer cellular for years. We average $66.00 for two phones and 10 MB data. Would the US Mobile system work to get the Dark Star version for ATT? How do they charge after the first year? We need to … --- ## [Give account info to credit card companies and utilities, or only pay using "pushes" from bank billpay?](https://community.clark.com/t/give-account-info-to-credit-card-companies-and-utilities-or-only-pay-using-pushes-from-bank-billpay/4270)
**Author:** [@ochotona](https://community.clark.com/u/ochotona)\ **Replies:** 41\ **Last updated:** [July 21, 2026, 2:42am UTC](https://community.clark.com/t/give-account-info-to-credit-card-companies-and-utilities-or-only-pay-using-pushes-from-bank-billpay/4270 "2026-07-21T02:42:29Z")
I’ve been using automated credit card and utility payments for some time, and I realize maybe that’s not the best good idea. They have my bank routing & account information, after all. If they get hacked, all of that cou… --- ## [Bank Billpay safety](https://community.clark.com/t/bank-billpay-safety/9559)
**Author:** [@noblurspm](https://community.clark.com/u/noblurspm)\ **Replies:** 1\ **Last updated:** [July 20, 2026, 5:37pm UTC](https://community.clark.com/t/bank-billpay-safety/9559 "2026-07-20T17:37:55Z")
My bank allows me to view the image of the canceled paper check that they sent on my behalf - does this make it safe for me to use this service? --- ## [Protect Your Home from Title and Deed Fraud for FREE](https://community.clark.com/t/protect-your-home-from-title-and-deed-fraud-for-free/9544)
**Author:** [@PFA\_in\_ATL](https://community.clark.com/u/PFA_in_ATL)\ **Replies:** 6\ **Last updated:** [July 20, 2026, 2:36pm UTC](https://community.clark.com/t/protect-your-home-from-title-and-deed-fraud-for-free/9544 "2026-07-20T14:36:44Z")
This is for Georgia however your state might have the same program. You may have heard of title or deed fraud, this can help, as you know it’s important to stay informed about activity related to your property. Georgia… --- ## [Android suggestions](https://community.clark.com/t/android-suggestions/9555)
**Author:** [@23skidoo](https://community.clark.com/u/23skidoo)\ **Replies:** 4\ **Last updated:** [July 20, 2026, 1:55pm UTC](https://community.clark.com/t/android-suggestions/9555 "2026-07-20T13:55:48Z")
Currently have a Moto 6 Power that’s a few years old. Looking to replace. Suggestions? Under $200 if possible. --- ## [Baby Boomers Retire With Record Debt](https://community.clark.com/t/baby-boomers-retire-with-record-debt/9554)
**Author:** [@Cnon](https://community.clark.com/u/Cnon)\ **Replies:** 1\ **Last updated:** [July 18, 2026, 1:14pm UTC](https://community.clark.com/t/baby-boomers-retire-with-record-debt/9554 "2026-07-18T13:14:38Z")
https://www.investopedia.com/baby-boomers-are-carrying-debt-into-retirement-heres-how-much-12013027 --- ## [Best thermal camera, need expert recommendations to choose](https://community.clark.com/t/best-thermal-camera-need-expert-recommendations-to-choose/9549)
**Author:** [@Flemmings234](https://community.clark.com/u/Flemmings234)\ **Replies:** 1\ **Last updated:** [July 17, 2026, 2:08pm UTC](https://community.clark.com/t/best-thermal-camera-need-expert-recommendations-to-choose/9549 "2026-07-17T14:08:51Z")
I researched the best thermal camera to find the perfect option for home inspections, electrical troubleshooting and everyday professional use. After reading expert reviews from trusted sources like Tom’s Hardware, PCMag… --- ## [Boost Mobile for life w/cc pay](https://community.clark.com/t/boost-mobile-for-life-w-cc-pay/9550)
**Author:** [@Wshrman](https://community.clark.com/u/Wshrman)\ **Replies:** 0\ **Last updated:** [July 16, 2026, 5:42pm UTC](https://community.clark.com/t/boost-mobile-for-life-w-cc-pay/9550 "2026-07-16T17:42:48Z")
As a Sling TV subscriber I got Boost Mobile for $15.12 for life, 5 gb , CC auto pay. --- ## [Vanguard account lock UPDATE!](https://community.clark.com/t/vanguard-account-lock-update/9547)
**Author:** [@wagnerme](https://community.clark.com/u/wagnerme)\ **Replies:** 0\ **Last updated:** [July 16, 2026, 2:00pm UTC](https://community.clark.com/t/vanguard-account-lock-update/9547 "2026-07-16T14:00:56Z")
I received an email from Vanguard this morning to review the security of my account. After a few simple review steps, I was taken to a screen to lock all of my account with an Outgoing Transfer Lock. Done, simple! [Previous page](https://community.clark.com/latest.md?page=2) [Next page](https://community.clark.com/latest.md?page=4)