# Investing **URL:** https://community.clark.com/c/investing/11.md?page=3 [Latest](https://community.clark.com/latest.md) · [Categories](https://community.clark.com/categories.md) · [Tags](https://community.clark.com/tags.md) **Page:** 4 --- ## [Robo Advisor..... Which one?](https://community.clark.com/t/robo-advisor-which-one/5452)
**Author:** [@Gsrocks](https://community.clark.com/u/Gsrocks)\ **Replies:** 1\ **Last updated:** [June 10, 2024, 3:47pm UTC](https://community.clark.com/t/robo-advisor-which-one/5452 "2024-06-10T15:47:19Z")
I have both Fidelity and Vanguard retirement accounts. Vanguard is IRA and Fidelity is 401k. I am 53 and plan to retire at 65. I’m wondering which robo advisor would be better. I would like to set up good tax eff… --- ## [Connect Invest realty site](https://community.clark.com/t/connect-invest-realty-site/5438)
**Author:** [@bwork](https://community.clark.com/u/bwork)\ **Replies:** 0\ **Last updated:** [June 7, 2024, 8:28pm UTC](https://community.clark.com/t/connect-invest-realty-site/5438 "2024-06-07T20:28:16Z")
Has anybody used, made $ with Connect Invest, or a similar realty investment website? Any advise is greatly appreciated. Clark On --- ## [Vanguard "My Watch List"](https://community.clark.com/t/vanguard-my-watch-list/5393)
**Author:** [@billinin](https://community.clark.com/u/billinin)\ **Replies:** 6\ **Last updated:** [June 7, 2024, 1:21am UTC](https://community.clark.com/t/vanguard-my-watch-list/5393 "2024-06-07T01:21:51Z")
Did you use the “My Watch List” feature of your Vanguard online accounts? They have apparently replaced it with a watch list with much less information and functionality and requires you to login. Can you recommend an … --- ## [One of Clark's favorites goes bad? Vanguard](https://community.clark.com/t/one-of-clarks-favorites-goes-bad-vanguard/5076)
**Author:** [@bartd](https://community.clark.com/u/bartd)\ **Replies:** 42\ **Last updated:** [May 26, 2024, 12:14pm UTC](https://community.clark.com/t/one-of-clarks-favorites-goes-bad-vanguard/5076 "2024-05-26T12:14:29Z")
Vanguard Brokerage just sent out an update with tons of new fees for Brokerage services, but notably, they will now charge to $100 to close or transfer an account if your account has \<$5 million in qualifying Vanguard as… --- ## [Clark: "14 Best online Savings" Western Alliance Bank? Or Raisin?](https://community.clark.com/t/clark-14-best-online-savings-western-alliance-bank-or-raisin/2996)
**Author:** [@robertpri](https://community.clark.com/u/robertpri)\ **Replies:** 16\ **Last updated:** [May 17, 2024, 8:28pm UTC](https://community.clark.com/t/clark-14-best-online-savings-western-alliance-bank-or-raisin/2996 "2024-05-17T20:28:20Z")
Today’s Clark’s Newsletter has WA as best online savings, but links to WA opens Raisin, and that is not a bank. I read a few pages on ‘what is Raisin’ and never did understand it. Can anyone explain it to this old man? … --- ## [Leaving TRP to Vanguard. Suggestions?](https://community.clark.com/t/leaving-trp-to-vanguard-suggestions/3907)
**Author:** [@robertpri](https://community.clark.com/u/robertpri)\ **Replies:** 7\ **Last updated:** [May 8, 2024, 12:02pm UTC](https://community.clark.com/t/leaving-trp-to-vanguard-suggestions/3907 "2024-05-08T12:02:50Z")
I’ve had accts at TRP and VG for decades. Very happy with both. However, TRP refuses to change my 2FA log in to something I prefer. \[long story, don’t ask\] The amount is mid six digits so I want to get it right! Q’s… --- ## [Fidelity Account w/Vanguard Products](https://community.clark.com/t/fidelity-account-w-vanguard-products/3538)
**Author:** [@H200h](https://community.clark.com/u/H200h)\ **Replies:** 10\ **Last updated:** [May 8, 2024, 11:58am UTC](https://community.clark.com/t/fidelity-account-w-vanguard-products/3538 "2024-05-08T11:58:38Z")
I’m considering moving my Vanguard investment products over to a Fidelity account. Their service appears to be superior to Vanguard’s. The Fidelity representative claims there’s no additional cost to do so. Anyone here … --- ## [Vanguard handing over my 401(k) plan to Ascensus Trust Company](https://community.clark.com/t/vanguard-handing-over-my-401-k-plan-to-ascensus-trust-company/5056)
**Author:** [@atsubram](https://community.clark.com/u/atsubram)\ **Replies:** 2\ **Last updated:** [April 29, 2024, 7:06pm UTC](https://community.clark.com/t/vanguard-handing-over-my-401-k-plan-to-ascensus-trust-company/5056 "2024-04-29T19:06:39Z")
I am self-employed and have had a Solo 401(k) with Vanguard as recommended by Clark. They recently sent a letter indicating my 401(k) plan will be taken over by Ascensus Trust Company. Anything I need to be concerned a… --- ## [GenZ getting hammered in the stock market](https://community.clark.com/t/genz-getting-hammered-in-the-stock-market/553)
**Author:** [@ochotona](https://community.clark.com/u/ochotona)\ **Replies:** 19\ **Last updated:** [April 25, 2024, 9:41pm UTC](https://community.clark.com/t/genz-getting-hammered-in-the-stock-market/553 "2024-04-25T21:41:29Z")
AMC, GME, other meme stocks… these things are not the backbone of wealth building over the long term. GenZ thinks of themselves as YOLO long-term hodling “apes”, but at some point they will panic and sell at or near the … --- ## [Bank interest on accts](https://community.clark.com/t/bank-interest-on-accts/4952)
**Author:** [@robertpri](https://community.clark.com/u/robertpri)\ **Replies:** 2\ **Last updated:** [April 22, 2024, 7:43pm UTC](https://community.clark.com/t/bank-interest-on-accts/4952 "2024-04-22T19:43:52Z")
Who says it’s low? 5 cents on $3878.! At that rate, I can afford a trip to Vegas in about a million years. --- ## [Private Stock Recapitalization Cost Basis](https://community.clark.com/t/private-stock-recapitalization-cost-basis/4879)
**Author:** [@Mjhaneg](https://community.clark.com/u/Mjhaneg)\ **Replies:** 0\ **Last updated:** [April 9, 2024, 2:51pm UTC](https://community.clark.com/t/private-stock-recapitalization-cost-basis/4879 "2024-04-09T14:51:01Z")
I previously invested in my work’s private company stock which was recently recapitalized with a private equity firm. My original holdings were purchased at a few different share prices over the years. At the time of t… --- ## [I-Bond Interest for 2023](https://community.clark.com/t/i-bond-interest-for-2023/4311)
**Author:** [@sefortenberry](https://community.clark.com/u/sefortenberry)\ **Replies:** 9\ **Last updated:** [April 2, 2024, 7:54pm UTC](https://community.clark.com/t/i-bond-interest-for-2023/4311 "2024-04-02T19:54:25Z")
There is no 1099-INT for 2023 for my I-bond account. Should I be paying taxes annually? BTW, sent an e-mail to Treasury Direct. Response stated “they” are not responding to e-mail due to volume, even though “they” of… --- ## [FDIC. not for fraud?](https://community.clark.com/t/fdic-not-for-fraud/4174)
**Author:** [@imjustagirl](https://community.clark.com/u/imjustagirl)\ **Replies:** 8\ **Last updated:** [April 1, 2024, 4:16am UTC](https://community.clark.com/t/fdic-not-for-fraud/4174 "2024-04-01T04:16:37Z")
I unfortunately got my Charles Swab brokerage account compromised via Plaid to my other bank SOFI. I don’t understand how Plaid account transfer works but why no such oversight from Schwab. I understand FDIC. insured i… --- ## [Investing - non retirement accounts](https://community.clark.com/t/investing-non-retirement-accounts/4762)
**Author:** [@Allsop](https://community.clark.com/u/Allsop)\ **Replies:** 4\ **Last updated:** [March 30, 2024, 1:44pm UTC](https://community.clark.com/t/investing-non-retirement-accounts/4762 "2024-03-30T13:44:47Z")
Hi. I’m currently maxing out my work 401K and Roth IRA. We have a small amount in a non-retirement account (Vanguard Wellington). I’m trying to determine the best place to invest any extra funds into a non-retirement a… --- ## [Stock Allocation for Emergency fund](https://community.clark.com/t/stock-allocation-for-emergency-fund/4749)
**Author:** [@jjdavis420](https://community.clark.com/u/jjdavis420)\ **Replies:** 4\ **Last updated:** [March 25, 2024, 2:05am UTC](https://community.clark.com/t/stock-allocation-for-emergency-fund/4749 "2024-03-25T02:05:54Z")
Hello, I currently have about $105k in my company stock that I use as an emergency fund. Currently that stock is paying about 4.1% dividend, but of course it’s stock value fluctuates with the market conditions. It is … --- ## [Deceased Wife's Life Insurance Policy-Roth IRA Investing](https://community.clark.com/t/deceased-wifes-life-insurance-policy-roth-ira-investing/4761)
**Author:** [@FritzW2](https://community.clark.com/u/FritzW2)\ **Replies:** 3\ **Last updated:** [March 23, 2024, 7:30pm UTC](https://community.clark.com/t/deceased-wifes-life-insurance-policy-roth-ira-investing/4761 "2024-03-23T19:30:51Z")
I lost my wife 1.5 years ago and am now wanting to put her life insurance into a Roth IRA Investment. I am new to this and did not find a discussion topic quite like this. I retired in Jan 2021 and have only government… --- ## [Fidelity and Schwab - best used in concert](https://community.clark.com/t/fidelity-and-schwab-best-used-in-concert/4564)
**Author:** [@ochotona](https://community.clark.com/u/ochotona)\ **Replies:** 2\ **Last updated:** [March 10, 2024, 4:20am UTC](https://community.clark.com/t/fidelity-and-schwab-best-used-in-concert/4564 "2024-03-10T04:20:29Z")
I’ve found I can I push money really quickly from Fidelity Brokerage into Schwab Bank Checking, if I put in the request at 8 am the funds are there by noon. Since Fidelity’s cash sweep is money market (I use Fidelity Tre… --- ## [There's GOLD in them thar hills!](https://community.clark.com/t/theres-gold-in-them-thar-hills/2502)
**Author:** [@PricePerformer](https://community.clark.com/u/PricePerformer)\ **Replies:** 15\ **Last updated:** [March 7, 2024, 5:40am UTC](https://community.clark.com/t/theres-gold-in-them-thar-hills/2502 "2024-03-07T05:40:22Z")
Is anyone else surprised at the number of Gold Dealers. “Buy Gold” is everywhere!!! Seems everyone from Entertainers to Politicians are endorsing Gold Dealers. I even saw an add featuring Mike Huckabee hawking gold. … --- ## [Retirement Fund Strategy for late starter](https://community.clark.com/t/retirement-fund-strategy-for-late-starter/4541)
**Author:** [@frugal831](https://community.clark.com/u/frugal831)\ **Replies:** 10\ **Last updated:** [March 4, 2024, 9:22pm UTC](https://community.clark.com/t/retirement-fund-strategy-for-late-starter/4541 "2024-03-04T21:22:54Z")
Hello! New member here… We’re targeting 15% of gross income towards retirement account. we currently have the following: CALPERS CALSTRS ROTH IRA via FidelityGo (maxed out) if we have extra money in the budget, wh… --- ## [Customers are earning less than they expected at a few online banks- Wall Stree Journal](https://community.clark.com/t/customers-are-earning-less-than-they-expected-at-a-few-online-banks-wall-stree-journal/4497)
**Author:** [@p1g1](https://community.clark.com/u/p1g1)\ **Replies:** 3\ **Last updated:** [March 4, 2024, 6:33pm UTC](https://community.clark.com/t/customers-are-earning-less-than-they-expected-at-a-few-online-banks-wall-stree-journal/4497 "2024-03-04T18:33:46Z")
I do not know if this information has been discussed in the past. The WSJ reports that during the recent rate increases, some online bank have been rolling out a new, nearly identical savings account every few months, gi… --- ## [Stock-savvy people - please reply!](https://community.clark.com/t/stock-savvy-people-please-reply/4563)
**Author:** [@JakeW](https://community.clark.com/u/JakeW)\ **Replies:** 2\ **Last updated:** [March 3, 2024, 7:19am UTC](https://community.clark.com/t/stock-savvy-people-please-reply/4563 "2024-03-03T07:19:10Z")
A stock I own put out a proposal and wants a vote for the approval to double the shares of their Class A common stock. I understand the term for this is share dilution. Does this necessarily mean that the company is in … --- ## [Fixed Income Annuity](https://community.clark.com/t/fixed-income-annuity/4545)
**Author:** [@FerrariClunker](https://community.clark.com/u/FerrariClunker)\ **Replies:** 7\ **Last updated:** [March 2, 2024, 10:12pm UTC](https://community.clark.com/t/fixed-income-annuity/4545 "2024-03-02T22:12:03Z")
Has anyone here bought a FIA (Fixed Income Annuity)? The return of FIA is not great, but for people who are close to retire, it could be a part of the Roth IRA portfolio to protect your principle. I’m interested in hea… --- ## [Rolling 401K into an IRA](https://community.clark.com/t/rolling-401k-into-an-ira/4385)
**Author:** [@c200ns](https://community.clark.com/u/c200ns)\ **Replies:** 12\ **Last updated:** [February 26, 2024, 12:38am UTC](https://community.clark.com/t/rolling-401k-into-an-ira/4385 "2024-02-26T00:38:53Z")
I have a Fidelity Brokerage account and Fidelity also manages or is the custodian of my 401K. I was talking to my Fidelity guy today and he was asking me what is keeping you from rolling over your 401K into an IRA with u… --- ## [How much is too much in a brokerage?](https://community.clark.com/t/how-much-is-too-much-in-a-brokerage/4218)
**Author:** [@Eric](https://community.clark.com/u/Eric)\ **Replies:** 27\ **Last updated:** [February 25, 2024, 7:54am UTC](https://community.clark.com/t/how-much-is-too-much-in-a-brokerage/4218 "2024-02-25T07:54:40Z")
Can one have too much in a brokerage account? I know the sipc limits but past that do you really need to open another account? --- ## [Investing in ICRADD](https://community.clark.com/t/investing-in-icradd/4458)
**Author:** [@Duane](https://community.clark.com/u/Duane)\ **Replies:** 2\ **Last updated:** [February 22, 2024, 4:43am UTC](https://community.clark.com/t/investing-in-icradd/4458 "2024-02-22T04:43:25Z")
Has anyone ever heard of or invested with a real estate investing group called ICRADD.com? The setup is that you provide money for them while they do the heavy lifting of rehabbing properties to either flip or rent. So… --- ## [Why are Vanguard CDs a good idea?](https://community.clark.com/t/why-are-vanguard-cds-a-good-idea/4263)
**Author:** [@Jane](https://community.clark.com/u/Jane)\ **Replies:** 4\ **Last updated:** [February 19, 2024, 12:08am UTC](https://community.clark.com/t/why-are-vanguard-cds-a-good-idea/4263 "2024-02-19T00:08:14Z")
I’ve been listening to Clark saying his favorite CD’s are from brokerages like Vanguard. However, in checking on them at Vanguard, I find only simple interest CDs, many callable. I fail to see why a simple interest CD or… --- ## [Value stock mutual fund](https://community.clark.com/t/value-stock-mutual-fund/4128)
**Author:** [@Henrius](https://community.clark.com/u/Henrius)\ **Replies:** 48\ **Last updated:** [February 1, 2024, 8:02pm UTC](https://community.clark.com/t/value-stock-mutual-fund/4128 "2024-02-01T20:02:24Z")
Got too much money to manage all by myself anymore. Stock picking and newsletter reading is taking too much time. Usually don’t do mutual funds, but I would consider an equity fund specializes in VALUE equities as oppose… --- ## [How transfer Vanguard rollover account to another brokerage?](https://community.clark.com/t/how-transfer-vanguard-rollover-account-to-another-brokerage/4324)
**Author:** [@soldieradvocate](https://community.clark.com/u/soldieradvocate)\ **Replies:** 8\ **Last updated:** [February 1, 2024, 3:36pm UTC](https://community.clark.com/t/how-transfer-vanguard-rollover-account-to-another-brokerage/4324 "2024-02-01T15:36:48Z")
If I transfer my Vanguard inherited rollover traditional IRA funds to another broker, do I have to payoff the remaining RMD total first? If not, will the new account have its own RMD? --- ## [Socially responsible investing](https://community.clark.com/t/socially-responsible-investing/4224)
**Author:** [@Smartpolitics](https://community.clark.com/u/Smartpolitics)\ **Replies:** 8\ **Last updated:** [January 25, 2024, 1:48pm UTC](https://community.clark.com/t/socially-responsible-investing/4224 "2024-01-25T13:48:15Z")
For me it’s a problem when companies put anything ahead of profits. In an index fund, it’s not as bad; you are theoretically buying every stock including those focusing on profits and those that are deadweight For insta… --- ## [Which stock is the best: KWE, APVO, MOBQ?](https://community.clark.com/t/which-stock-is-the-best-kwe-apvo-mobq/4244)
**Author:** [@Mike\_Divemaster](https://community.clark.com/u/Mike_Divemaster)\ **Replies:** 0\ **Last updated:** [January 20, 2024, 3:53pm UTC](https://community.clark.com/t/which-stock-is-the-best-kwe-apvo-mobq/4244 "2024-01-20T15:53:36Z")
They are all three very cheap right now [Previous page](https://community.clark.com/c/investing/11.md?page=2) [Next page](https://community.clark.com/c/investing/11.md?page=4)